My sister died of cancer 4 months ago, she had sold her home and all her money was used towards her treatment. There is no estate left, as a matter of fact I can't collect the additional expenses that I had with her funeral. After her funeral, I did what I thought was right, called her creditors provided them with copies of her death certificate, returned her car. Little did I know, that this act of mine would open a pandora's box, because these companies are sending letters addressed to her estate and I called them explain to them what happened provide them with copies of her death certificate but they don't get it, once another agency comes into the picture I start all over again and is very frustrating what is going on. What can I do?
2007-08-28 03:36:33 · 9 answers · asked by nina g 1 in Business & Finance ➔ Personal Finance
Get caller ID and ignore the calls you don't want .
As the letters are addressed to the estate , and are not your legal responsibility either
a) Return to sender (unopened) stamped " No Such Entity "
b) Toss them if file 13 .
You have done your duty and have no legal obligation to deal with these people unless you co-signed on notes .
Sorry for your loss and congrats on your strength in dealing with the post event issues .
>
2007-08-28 03:46:22 · answer #1 · answered by kate 7 · 3⤊ 0⤋
Send letters to collections agency. Explain what you just told us in each letter, also remind the agency harassment is against the law, should these calls and/or letters continue that you seek further action. I'm sorry that you are going Thur such a rough time, are you the executor of the will? You may include proof that your sister funds are exhausted so that way the harassment will stop. Any correspondence put in writing as this is good for proof.
2007-08-28 04:23:09 · answer #2 · answered by ﺸÐïåMóñdÐôññåﺸ 5 · 0⤊ 0⤋
I have a problem with creditors calling for people that used to live upstairs. They didn't have a home phone and we appear to have the same address. Therefore the creditors did a reverse number search and call me. The calls stopped when I told them: The person you are looking for no longer lives and I have no way to contact them, please take MY number off your list. They stopped after that. One company was worse and still continued until I threatened to turn them in to the Better Business Buero. If you still get mail from these companies do not open the letters. Write RTS on the envelope and send it back. If the person on the phone gets rude ask to talk to their supervisor and file a complaint. Good luck.
2007-08-28 03:51:48 · answer #3 · answered by Jnine 3 · 0⤊ 0⤋
Sorry about your loss.
What is likely happening is that the accounts are getting passed from collection agency to collection agency. Whatever you do, you are under no obligation to pay the collection agency. The state where your sister lived likely has a provision for settling small estates(including ones with a negative value). This will allow you to pass on senimental items and eliminate the claims from the creditors. Depending on the amount of money you can spend and the amount of hassle you are willing to endure, you can either try to do it yourself or hire a lawyer.
2007-08-28 03:48:00 · answer #4 · answered by VATreasures 6 · 0⤊ 0⤋
Tell them that you do not want any more calls and to stop calling. Then keep records of who you talk to and with what company they are with.
If they call you after you request no more calls or no more contact they are in violation of the Fair Debt Collection Practicies Act. They can be sued if they keep conatcting you. It is so much per violation.
Read up on it at : http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm
2007-08-28 03:47:55 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Once you notify them to stop calling, it's illegal. Mentioning this usually stops the calls. If doesn't, keep records of who called and when and pursue it with legal action. I'm not aware of recourse from mail. Just toss it or if they include a self-addressed, stamped envelop, return it empty. Since they're troubling you, you can at least cost them an extra 41 cents.
2007-08-28 06:32:55 · answer #6 · answered by starfishltd 5 · 0⤊ 1⤋
Sorry about your loss. Don't waste your time calling. If you get mail, don't open it, just write refused and send it back. Eventually it will stop.
2007-08-28 05:37:13 · answer #7 · answered by Anonymous · 0⤊ 0⤋
ignore them, toss the letters, send them a cease & desist letter telling them not to call
there is nothing they can do, they are hoping to guilt or harrass you into paying
2007-08-28 03:44:18 · answer #8 · answered by Seament 2 · 2⤊ 0⤋
I suggest visiting one of these two sites for advice.
www.ftc.com
www.consumerwatch.bravehost.com
2007-08-29 08:29:04 · answer #9 · answered by dominate_01 2 · 0⤊ 0⤋