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My wife has a part time job where she is responsible to buy certain items for our family. She always mismanages her money and ends up getting fined overdraft charges which puts her even more short. She then comes to me to make up the difference and to buy the items for our kids she doesn't have money for anymore.

2007-08-28 02:13:16 · 12 answers · asked by thebuffettour 2 in Family & Relationships Marriage & Divorce

Some of you people are nuts! My wife will spend the money she is supposed to spend on the kids on other stuff instead and then hit me up to pay for the stuff kids need that she was supposed to buy!

2007-08-30 06:15:49 · update #1

12 answers

rebel you are married so your paycheck is her paycheck. here's your 411 for today

2007-08-28 02:18:55 · answer #1 · answered by Anonymous · 1 2

I will never understand why some people just aren't good with money, but I know they're out there. (my sister and pseudo husband are TERRIBLE with money, so no offense) A coworker of mine has the same problem with his wife. He finally had to manage all the money in the household, and give her an allowance. He took away her debit and credit cards and no checkbook. She only gets cash.

People, he's not claiming he has a problem with giving her money to spend on their kids. He's saying that his financially irresponsible wife blows the money that she has, and when it comes down to buying things for their kids, she doesn't have any. If she's hurting the family by being irresponsible with money, HE NEEDS TO PUT A STOP TO IT! And yes, she's hurting the family financially. Maybe none of you know someone can be THAT irresponsible with money, but they are out there. It's not about marriage counseling. Give me a break!

2007-08-28 02:39:07 · answer #2 · answered by ron-D 7 · 1 1

Hmmm - sounds like you enable her irresponsibility. Stop paying her overdraft fees & she'll stop getting them.
I say that with the thought that your name's not on her account, right? If it is, get it off right away. Don't let her irresponsibility drag you down.
Definitely make sure your children are taken care of, but if she doesn't have any money after getting paid becuase it all went to pay overdeaft fees - that's her own fault.
Suggest money management - in fact demand it if it's that big of a deal for you. Maybe she needs to cancel her bank account and just deal with cash. Can't spend more than she has that way, right?
To be safe, make sure her name isn't on any of your credit cards or the house - she could do something stupid if she can't even manage a checking account.
You're both adults, you don't HAVE to allow her to behave like a child, you're just CHOOSING to do so.

2007-08-28 02:27:47 · answer #3 · answered by Roland'sMommy 6 · 0 1

It is costing you both money so just have one account and have both checks put in there. Maybe she has to buy more than she can afford and that is not right. They are your kids and your responsibility too. work with her to come up with a system that works for all concerned.

2007-08-28 02:23:16 · answer #4 · answered by chris d 3 · 0 0

You both need to sit down and talk with some people you have to just say sorry since you can't handle the check book I am taking over. And they need to deal with just cash. She needs to learn responsibility. But, you shouldn't be complaining about buying things for your kids too!!!!

2007-08-28 02:20:48 · answer #5 · answered by Anonymous · 1 1

Whatever you do keep her away from all the credit cards, bank cards and checking that you have. But since its a issue maybe she only deserves an allowance. Deal only in cash.

2007-08-28 02:23:24 · answer #6 · answered by gypsy g 7 · 0 1

First of all... what's all this "my money" "her money" crap?? You're married... the money belongs to both of you. Secondly... you're begrudging spending money on your own children?? She's definitely not the only one with a problem here. Sounds like the two of you need to start seeing a financial counselor AND a marriage counselor.

2007-08-28 02:42:38 · answer #7 · answered by greeneyes_bjb 6 · 0 2

Finances are the #1 reason for divorce.

SO, is it that big of deal that you are ready for divorce?

OR, do you love her and the kids and you bail her out every time without complaining?

Your choice!

2007-08-28 02:31:42 · answer #8 · answered by me4tennessee 6 · 0 1

It would not do something particular yet he treats me with appreciate and listens as quickly as I communicate. which potential lots extra to me than finding out to purchase me presents like plant life, and so on. Oh and as i like chocolate, he will marvel me with my typical chocolate bar in particular circumstances!

2016-12-12 13:43:02 · answer #9 · answered by tietje 4 · 0 0

Your financial system is not working because its not family based. From what you have written, it sounds like you want to her fail instead of encouraging and nurturing her to succeed.

2007-08-28 02:29:43 · answer #10 · answered by tjnstlouismo 7 · 0 2

What's yours is hers and what's hers is yours. There is no such thing as "her money".

The only thing you might try is to see if she will give up the checkbook and switch to cash...just draw out however much she is supposed to spend and when the money's gone, its gone.

But you don't "tough love" your wife!

2007-08-28 02:23:14 · answer #11 · answered by AngiesHusband 5 · 1 3

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