Is [e-mail] or [e-mail] a scam?

Question

i was wondering if these people are scams im looking for a loan for school and i have bad credit and low monthly income, and no co signer

Answer 1

yes.

No legit lender uses a generic (Yahoo!, Gmail, Hotmail) email address.

They are scammers who are probably sitting in an internet cafe somewhere in west Africa.

They will "approve" you for a loan but will require some sort of fee to be paid by you upfront to process the loan. If you pay the fee, they will disappear.

Answer 2

yes scam!!!

Beware of Advance fee Loan scams.
LOAN SCAM - Do Not Pay UpFront Fees.
Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money.

Advance-fee loan sharks are preying on unwary consumers, taking their money for the promise of a loan or credit, and leaving them in hot water. The scam artists often impersonate legitimate lenders to entice consumers into falling for their bogus offer.

According to law enforcement agencies in the U.S. and Canada, ads and promotions for advance-fee loans suggest — or even “guarantee” — that there’s a high likelihood that a loan will be approved, regardless of the applicant’s credit history. But to take advantage of the offer, the consumer has to pay a fee. The catch? The scam artist takes off with your fee, and the loan never materializes.

Remember, if it sounds too good
to be true, it probably is! NEVER give out your personal information to strangers online! Always be on guard.

S-CHEMING
C-RAFTY
A-GGRESSIVE
M-ALICIOUS

Please be aware. You have been warned!