I am in a financial mess, my credit score is poor thanks to my ex wife letting my old house go into foreclosure, and other things she has done. I need between $3,000 and $5,000 as soon as possible, but I am not having luck getting loans. This is making me depressed to the point that I am having suicidal thoughts, I know i would never commit suicide, but the thought is there. I cant ask friends or relatives for this kind of many. I used too many of those payday advances and my paychecks are almost gone every week because of them.My bank put my car payment through twice and now my account is negative $400 they said it would take 7-10 days to reimburse me. I could go on and on, please does anybody know where i could get a personal loan with a credit score below 500? Or was anybody in a situation like this that was able to get help?I have been on the job for 4years and make decent money. I want to get out of debt and reestablish my credit but cant do so if no one will give me credit.
2007-08-25 11:38:14 · 4 answers · asked by chris k 4 in Business & Finance ➔ Other - Business & Finance
I have tried prosper but my credit score is too low.
2007-08-25 12:00:07 · update #1
Many thanks to the people who are actually trying to help, and not try to get me ripped off through their scams! I know who you are. Yes i am desperate but not that desperate or stupid.It is extremely obvious you are scammers, how do you sleep at night?
2007-08-28 09:17:06 · update #2
You can try: www.prosper.com
Also, any "Private Lenders" who contact you through this or any other message board or who reply to your post are scammers and are to be avoided.
Good luck.
2007-08-25 11:49:06 · answer #1 · answered by Wayne Z 7 · 1⤊ 0⤋
People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally soughtThe interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.
2007-08-25 14:02:32 · answer #2 · answered by Anonymous · 0⤊ 0⤋
There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh
2007-08-27 05:05:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Your suggestions relies upon upon what variety of mortgage you settle on on. a private mortgage (additionally properly-called a signature mortgage) holds no collateral, on a similar time as an vehicle mortgage does. The length of time for payback would be stricken by employing the variety of mortgage you prefer to boot. vehicle loans can basically be prolonged for a definite volume of time, reckoning on the motor vehicle being bought and its envisioned resale fee. rather, your ideal decision is to basically purchase what you are able to locate the money for to purchase outright. Banks are CROOKS. you are able to learn all day long, yet they could (and could) exchange words on you if it suits them. they could (and could) nickel and dime you for each little element. you're basically rather on top of issues of your funds once you're no longer a slave to a monetary employer. good good fortune.
2017-01-05 07:09:46 · answer #4 · answered by carnohan 4 · 0⤊ 0⤋
You post your profile on this webiste and then lenders come to you. I recommend trying
http://www.creditloansonline.com
2007-08-28 17:03:28 · answer #5 · answered by Anonymous · 0⤊ 0⤋