why is it, that there are only wealthy people that get help fiancially or get in to play for millions?

Answer 1

Banks only loan money to people who don't need it, this is a sad fact of reality. The reason is they have collateral to pay it back.

Answer 2

its because they know they can pay it back. and the part of them getting in to play for millions is that they have their own society. they think they are so much better than the rest of us.