I rent a room in an apartment from the owner and the owner's brother rents the other room. There was a burglary and mostly my stuff was stolen. The owner made a claim on the home and contents insurance but they don't want to pay for my things stolen from the rented room.
Does home and contents insurance cover items in a rented room?
2007-08-23 01:30:55 · 4 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Nope! When you rent a room or rent an apartment you have to get renters insurance on your own. Hate to say it but you have to take the loss.
2007-08-23 01:37:24 · answer #1 · answered by aintlifegrand 4 · 0⤊ 0⤋
No - the owner's insurance policy normally covers only their own posessions - the policy may extend to cover contents of guests - but this generally means friends/ relatives, not paying guests.
2007-08-23 02:28:21 · answer #2 · answered by welcome news 6 · 0⤊ 0⤋
No, the insurance only covers the property owned by the insured. If you don't have a policy of your own, you don't have coverage.
2007-08-23 01:37:39 · answer #3 · answered by regerugged 7 · 0⤊ 0⤋
No, unless you had property insurance in which case you could receive money for it.
2007-08-23 02:29:19 · answer #4 · answered by Glen B 6 · 0⤊ 0⤋