I was given 4 acres of land in oklahoma then given a trailer we are in the process of getting utilities and our living situation is hell so i guess we will live in the trailer and build a house ourselves(we have no code here and we have expeirence) also we have 20,000 dollars to work with. we will also have 3000 a month to build with when that is gone or we can borrow from the land to get a loan. another tie on here is that my husbad and i would not get pregnant with our first child until we have a house. so would you live in the trailer and build something new and small or big with more debt/ time to construct? or what? enlighten me plz I really want out of our place and would love to start our family!
2007-08-21 16:11:42 · 4 answers · asked by Tifferlily 2 in Pregnancy & Parenting ➔ Trying to Conceive
we have been together for 6 years and we are 24 and we are debt free except this house thing how much more finacially do we need to "be ready" as he says
2007-08-21 16:13:36 · update #1
and is living in a temporary home fine to go ahead and try or should we have to house built
2007-08-21 16:15:04 · update #2
I am a nanny and he has a very good job i will work until the baby is born then all we will have to pay is house baby and utilities and some food(i garden heavly and have a farm)
2007-08-21 16:46:23 · update #3
I have lived in n. TX for many years, and S. TX for many more. You could not pay me to live in a trailer in this area. Tornados and heavy rainstorms, etc. The wind tosses trailers wherever it wants. Most of the fatalities from bad weather come from people sleeping in trailers.
I'm as anti-debt as the next guy, but you didn't mention if your husband has a job or whether you'd be living on the income you borrow to build the house with.
Some people I met built a home room by room. They built a bathroom and a schoolroom first. Everyone slept on a sleeping bag in the schoolroom. Then they added on as they were able. The children were able to help, and everyone was in on the project.
I know absolutely nothing about building houses, but I know more than I'd like to know about tornados.
I think it's really noble that you wanted to wait for a house, and if you were putting that 20,000 down on a house in town, you could start right away.
The plain fact is that the baby won't know whether you were living in a mansion or a tent. A child's living circumstances (half-built house or bought house or rented house) aren't going to matter much to a child as long as there are things to play with, safety, and lots of love & food.
I thought my sister was nuts about not having a crib ready for the baby. Maybe he'll sleep in a dresser drawer for a few weeks. I was aghast. But after I learned the realities of babies, how little they move at first, I realized the baby doesn't care where he is and he certainly isn't cognizant. Let him sleep in a padded laundry basket if necessary.
My advice would be for your husband to have a job and you work full-time directing work at the house site (or vice versa). In the meantime, you'd live in a little apartment in the nearest town and commute. Start the family now. You do have a house. You'll live in one house until you can move into the NEW house.
TX Mom
not a builder
not a meterologist
not an OB
not a financial planner
2007-08-21 16:36:51 · answer #1 · answered by TX Mom 7 · 0⤊ 0⤋
That depends on how badly you want to start your family, and what you want for that family. If you know that you will eventually want a large house to go on your land, I'd think you should go ahead and build it. That way you are all settled in and dont have to worry with wishing you had something better for your family, and how long it will take you to attain it now that youve had kids. If you just want a small house in the longrun, then do that. :) ...A bigger house doesnt take that much longer to put up than a smaller one. And like I said, if you know you want a big place eventually, you will be in that debt one way or another. May as well get it over with so that you know where you stand BEFORE you start a family.
2007-08-21 23:21:59 · answer #2 · answered by Carrie 2 · 0⤊ 0⤋
I'd prob build small - because i am a scrooge with money. But it may be better to borrow and build big, so you never feel the need to extend. it depends on whether you will be able to pay it off easily. Trailer living is ok for a while if you need to. Even with kids.
2007-08-21 23:17:51 · answer #3 · answered by mumontherun 4 · 0⤊ 0⤋
Small, new, and built with quality things is better then big and cheap (in my opinion anyway....) Good luck.
2007-08-21 23:18:10 · answer #4 · answered by Anonymous · 0⤊ 0⤋