what is the best way to save some money?

Question

every time i have it i spend it i just dont know how to hold on it

Answer 1

habits can be habit forming so if i was in your i would take 2% of what i took home each week and round up or down to come up with $25.00 and buy a series ee saving bond -- after a year of doing this you should be in the habit of paying your self first and you can then move on to bigger and better investments!!!

Answer 2

The first thing is to get to the root of the problem. What goes through your mind that makes you spend money as soon as you get it? Ask yourself, "Is that a really good reason to buy that?" "Do I need that, or just want it?" I have no idea, but from what I have seen, many times it's sort of a status to have the latest and greatest. Of course the companies selling things do their best to make you feel like you just cannot be without their product, yet you have been up to that point. Don't be pressured by fads; they come and go. Look at some of the things you bought,say, a year ago, or even 6 months ago. Do you still use them? Some of the other suggestions from earlier responders are good, so consider them.

Answer 3

Hide it around the house in all the places you don't think anyone will ever,ever look. Then, go back the next day and find all you can (taking out just enough for a bottle of Saki) then (after drinking it hot) go back and rehide those clams! Upon coming out of the fog, try and remember all those places... repeat every payday weekend, till the neighbors get tired of shelling out food. By that time, you should have enough saved to be happy... so relax and take it slow. All is well! And you've got a bundle stashed! Yay! ...More Saki!

Answer 4

You need to adjust your habit.

Think this, how much is a dollar worth? I don't know about you, but I can get a double cheeseburger from McD for $1 plus tax. SO EVERYTHING above $1 is too much for me, because it's what I can feed myself with for half a meal.

Yes, I can eat on $5 a day without doing dishes or cooking.

SO your question is what's the best way to save money? If you can't control yourself, MAYBE CD or savings is the best (the interest rate is 5% a year, but if you're worse than that, go for it). But if you can, I suggest investing somewhere such as silver, depending on how much.

Answer 5

Have a certain percentage of each paycheck deposited into a savings account; ask your employer about a 401k or other plans whereby the employer provides a matching contribution; limit your spending to things you absolutely need instead of pissing away all of your disposable income; budget; and track your expenses with a software program like Managing Your Money.

Answer 6

10% your self and keep your hands off it. Set up your budget to fall within the guidlines. I call this paying yourself first. What is left is what you have to pay all of your other bills. If it don't fit,don't buy it. You might have to scrimp for a while if that dosen't leave you any pocket money. But this is the only time proven way to get ahead. Spend less than you earn

Answer 7

Either have some of you pay paid into a separate account by direct debit each week or month,
or
Give a set amount of money to someone you trust (e.g.Your Mum,) and ask them to save it for you,
Tell them what you are saving for so they can refuse to repay you until the paricular time event or amount is reached.
One of my friends use to give me money each week to save for her holiday. I wrote it down on a card for her so she knew what she had. Then when we went away I gave her the sum in full.

Answer 8

There are so many temptations out there. Don't carry cash and leave your credit/debit card at home unless you plan to buy something specific. Try to plan your spending.

Answer 9

Dont spend it

Answer 10

put 5% of every check into a savings account and NEVER use it unless someone is dying.