Does anyone out there think i might have a case? No-fault car accident, now being sued!?

Question

Here are the facts; 7 months ago i got into a car accident.
1=I didn't have insurance at the time. (yes i know, stupid)
2=i got t-boned by an F-250 who ran a red light. i had a 4 cylinder camry. the whole left side and beam gone.
3= there was a cop in the traffic with us! he denied he saw anything.
4= same cop DENIED a witness saying that i knew her but never seen her b4!!!
5= there was no ticket issued. NO-FAULT.
6= the F-250 got almost NO damage! the man tied a steel chain to his truck's GRILL then to the street pole and attemted to rip it off right there! just his grill was damaged.
7= I got a notarized, written statement from the witness, which State Farm DENIED!!!
8= 3 months later State Farm sends me a check of almost 3g's. HALF of the estimated damage of my now totaled car.
9= Now a letter telling me i'll be SUED in 30 days if i don't pay $6,300!!!, they'll suspened my license AND ruin my credit!
--- Why would State Farm send me money just to ask for it?

letter was from a law firm claiming they'll sue me on behalf of state farm and the guy that hit me! ludacris!!! they say state farm investigations say it was my fault, but police report says NO FAULT! no one got a ticket!

Answer 1

2. If this is true, it is NOT a no fault accident.
9. WHO is suing you? State Farm, the other driver, or the shop that fixed your car? (Was your car even fixed?)
The one thing I know for sure is they CAN NOT suspend your license. That would have to have resulted from the ticket you didn't get. Claiming they would most likely violates the law. IF they actually intended to sue, they would NOT give you 30 day notice and threaten anything, they would simply serve you with a lawsuit. My guess is whoever sent the letter is a con artist that obtained a copy of the police report. They probably sent a similar threat to the guy in the F-250.

Answer 2

I am not sure what you are asking but let me give it a shot. If the accident is your fault and State Farm pays for the other fellow's truck, then they can sue you in subrogation to recover the money (if you have it they collect; if you don't, it's not worth much). Not sure but think that is what you are talking about b/c you didn't say why you were being sued.
As an alternative, if they sue you, or even if they don't, you could file a lawsuit against the other driver and force State Farm to pay you for your car (if their driver was at fault as you say) and any personal injuries.
As for "No Fault", that type of insurance has nothing to do with cars that get smashed up in an accident. "No fault", which is also called "Personal Injury Protection" pays for your medical bills and your lost wages if you are injured in a car accident. And they will pay for your medical bills whether the accident was your fault or not so they pay for your medical bills without regard to fault. While you have been entitled to "no fault" benefits, if you were supposed to have it and didn't, and are over 18, most states say you become self insured for your medical bills.
You may have some coverage if you live with someone who owns a car or if you were operating the car for a business or were in the course of your job when the accident happened.
Hope that helps.

Answer 3

Was State Farm his insurance? If it was no fault and then his insurance pays, it is an admission of fault on his part. I was in a no fault accident two years ago. However, the lady who pulled out in front of me at an intercession had to pay for the damage to my car. I paid nothing on hers.

As to the rest of the case, if you had never seen that woman before, you can get her in court to state such. Then she can give her version of the accident. The fact you have a witness makes your case. He ran a red light after all.

Answer 4

there is not any such ingredient as a "no fault" accident. somebody became negligent. somebody twisted up. only because of fact the cop ought to no longer come to a call who became negligent does no longer advise no person became and it does no longer advise the coverage corporation won't make certain criminal accountability. the different drivers corporation paid for his or her injury and are looking for to collect. in case you do no longer pay them, they're going to take different steps. this could risk-free postponing drivers licenses and suing you. with regard to the wear: motorcycles are very costly to repair. till those different witnesses very own/artwork in a bike fix save or ensue to be coverage adjusters knowledgeable to place in writing estimates on motorcycles - they have not have been given any foundation to assert the wear is or isn't 5000 nicely worth. What those witnesses say potential no longer something. this is ineffective tips. In a vehicle vs bike accident - 5000 in injury to a bike is extremely available. in case you decide directly to nicely known extra with regard to the wear -you could call the guy who sent you the letter. interior the tip- that's what the coverage corporation had to pay to make their insured total. And the 5000 ought to be for aspects injury and injuries. If the motor cycle rider became injury...it incredibly is a factor of the money they're attempting to recuperate. Can your drivers license be suspended - probable. relies upon on the guidelines of your state. Are you in charge? sure, you and your husband are. As an proprietor of the vehicle you're in charge. Your husband is in charge because of fact the driving force. So...you and your husband could desire to call the coverage corporation up and artwork out a fee plan with them. the solid information is the fee plan would be activity unfastened. i will frequently settle for one hundred in keeping with month till the debt is paid in complete. Or, in case you will get your palms on a lump sum...say 4000 - you should call and make an grant to settle with them in a lump some. Many agencies grant you with a coupon for doing that. frequently they might quite get 4000 up front than 5000 in $one hundred month-to-month money.