There's a customer gave us a bad check. (insufficient funds) We tried to contact her but all of the sudden, her phone number and fax number were disconnected !!! Only thing we have is her home address which was on her check. (and i'm not even sure if she lives there) so she is pretty much disappeared. What should I do? We called our lawyer and police. plus applied for LADA Bad Check Restitution Program. Whatelse can i do? she owe us couple thousand $!! really need some advise!
2007-08-17 06:55:23 · 11 answers · asked by mika418 1 in Politics & Government ➔ Law & Ethics
I was in this situation several - and while you got good advice from the other answers, there was always one thing that worked for us in our efforts to collect.
1. Make sure you keep the check
2. Contact the bank every morning, ask them if the account has sufficient funds to cover the check you were given. They can and will answer this question, but nothing else.
3. When there are finally sufficient funds in the account (it can take a while!!) take the check directly to the bank. If you can, cash it immediately, if they won't allow that then tell them you want to exchange the check for a certified check from the bank.
This always worked for us, even if it took 2-3 months. You definately need to notify the district attorney of the issue. If the money never ends up in the account then suing may be your only option.
2007-08-17 07:11:18 · answer #1 · answered by moleary1018 3 · 0⤊ 0⤋
First, if the check went to the bank only once, try to resubmit the check. Sometimes, the check will clear the second time.
Secondly, if you called an attorney, why are you asking here? Either you 1. didn't like the answer from the attorney, or 2. didn't' get an answer from the attorney. Either way - you may want to try back with your attorney.
Keep in mind, you may not be able to collect on the check. If your customer is a deadbeat, chances are they have skipped town. Frequently, when this happens there is no collecting on a check. Usually, when a check is that large, it is only accepted from a customer with a good history.
Whatever you do, make sure that your client does NOT have access to your services until they pay IN FULL -- and NOT with another check.
Your company may want to reconsider its check acceptance policies.
2007-08-17 07:06:49 · answer #2 · answered by mj69catz 6 · 0⤊ 0⤋
Wow! That's a lot of money to be out.
For that large amount when she wrote the check did you call the bank to verify funds before accepting the check ? I work retail and do this on high amount checks along with second Ids and I call the # on the check to see if its still in working order.
The banks can't tell you how much money is in the account but they can tell you if there are enough funds to cover the check or if the account is closed.
Did you ask the police if they could go with you to the address and see if you could collect it from her?? She probably wouldn't have the money on her but maybe she still has the merchandise to give back to you or something of the same value?????
2007-08-17 07:10:33 · answer #3 · answered by ASDZA’NI 5 · 0⤊ 0⤋
Try going to the bank and asking the teller how much it would take to make the check good. They can't tell you how much the person has in her account, but you can keep asking if you deposit so much would it clear the check. when you ask the right amount and they say yes ,then deposit that amount in her account and cash the check. If you don't have to deposit too much to clear the check, at least you can recoup some of what she owes you. And you will get back at her by cleaning out her account! There is no law against depositing money in someone Else's account and if they have enough in that account you can cash the check! Also by law if you sold her an item you have the right to go and get it back with out her permission. If you can find out where she lives. Good luck!
2007-08-17 07:19:54 · answer #4 · answered by Jackolantern 7 · 0⤊ 1⤋
Check with the bank and make sure the account is active still. Get them to help you track them down.
You also might as well play amateur detective and take a road trip to the address. If they aren't there, you might be able to get clues as to where they moved to, if they were ever there, etc. Think of it this way: You have 2,000 little reasons to track this check bouncer down.
2007-08-17 07:06:52 · answer #5 · answered by Deep Thought 5 · 0⤊ 0⤋
you could sue her if you can find her in small claims court. The DA should prosecute her but if he won't you can sue her, get a judgement against her for the 2 grand and it'll mess her up for 7 years if she doesn't pay you. Good retribution but it will also cost you another hundred or so.
I'd say it was worth it.
2007-08-17 07:02:01 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Contact the District Attorney's office. If you can find her you can take her to Small Claims Court.
2007-08-17 07:05:13 · answer #7 · answered by notyou311 7 · 0⤊ 0⤋
You can always sue.
Also--what else was on her check? Did you get her driver's license # or anything?
I also suggest looking into reporting her to the crediting beuros.
2007-08-17 07:01:02 · answer #8 · answered by FaZizzle 7 · 0⤊ 1⤋
Go to ur bank, there are federal laws that protect businesses from fraudulant charges.
2007-08-17 07:00:30 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I'd use a baseball bat.
2007-08-17 07:31:29 · answer #10 · answered by Anonymous · 0⤊ 1⤋