I was asked by a on line friend to forward some monies onto them from her Aunt. Her Aunt could not do this as she was out of the country. Monies was credited to my account via bank transfer and I checked that this money was available. I duly sent this money on. 4 days after this my account was frozen as they suspected fraud.
I have supplied documents to this effect but the bank refuses to un freeze the account. Where do I stand if this was a fraudulent transfer seeing that the monies have been sent on.
2007-08-15 00:45:43 · 12 answers · asked by Dave C 1 in Business & Finance ➔ Personal Finance
Hmm
Sounds like they suspect money landering to me.
I think you have been the victim of a scam!
Never ever ever give your bank details to anyone on line.
This situation sounds very dodgy as if the online friend could send you a payment online, then why on earth could they not just have sent the funds directly to "their aunt".
It sounds like you have acted as a post box for a dodgy person indeed.
Discuss the situation with the fraud team at your bank and explain with copies of emails etc, what has happened.
If they suspect fraud, you may have to go to the police as well.
Just don't do anything like that again!
2007-08-17 23:49:50 · answer #1 · answered by Anonymous · 1⤊ 0⤋
This is a huge problem for banks now. Ultimately, they will try to have you pay back the money that was fraudulently placed in your account - and subsequently withdrawn by you and forwarded on to the scam artist.
basically, it is the same liability as you depositing a check and later is comes back returned as unauthorized.
You have to repay the bank for these funds.
If you are the victim of fraud (meaning the money came FROM you) you may be able to fight the bank. Most banks now have online fraud departments, you should be referred over to them. File a complaint with www.ftc.gov and send the bank a copy of the complaint.
Hope this helps
2007-08-15 00:53:41 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Sorry to say this Dave, but you were part of an ongoing on line scam. You should never give your bank information to someone as this can happen.
I would file a police report (giving the information that you know on the person that handled the transaction). Who is your on line friend, I would go after them, they are the ones that put you in this mess. Talk to the Bank Manager and tell them what happened. Banks are regulated so much, they are trying to deter money laundering use of illegal funds for fraudulent activities. This transaction you did resulted in a red flag and ultimately you are responsible.
Did your on line friend put you in the middle of a huge mess - absolutely and you are the one left holding the bag!!!
2007-08-15 01:28:35 · answer #3 · answered by Martini Babee 4 · 1⤊ 0⤋
You just got "suckered" into one of the most common "rip off's" on the web.
You'll be out of the money (the whole amount). You need to understand what caused you to do this and learn from this lesson.
Some people are enticed because they get to keep some of the check. Others are just trying to do the "right thing". Either way you're an easy mark. LEARN FROM THIS.... or you'll do it again!
2007-08-15 00:55:32 · answer #4 · answered by Common Sense 7 · 3⤊ 0⤋
Post makes no sense why could the monies not have been sent to their account instead of yours?
You may have been duped or you are a willing party to the CRIME!
2007-08-15 00:52:27 · answer #5 · answered by Anonymous · 1⤊ 0⤋
If your friend was able to transfer money to you, she was certainly able to transfer money for her aunt. Sounds like you were pulled into something that was not legitimate. And any time you are talking online, you don't know *for sure* who they are and what they are about.
2007-08-15 01:30:52 · answer #6 · answered by gogo7 4 · 0⤊ 0⤋
You are as guilty as the person that scammed you in the eyes of the Law. I'd get a solicitor now.
2007-08-15 01:12:20 · answer #7 · answered by Anonymous · 0⤊ 0⤋
This is a well known SCAM, although it usually involves Nigerian 'Businessmen' asking you to pass on Company Cheques from UK to themselves via Western Union ...
2007-08-15 00:56:24 · answer #8 · answered by Steve B 7 · 2⤊ 0⤋
Oh dear, what a dilemma - I would imagine that you should expect a visit from the police soon enough. If not, why don't you involve them yourself - at least it might speed things up a bit.
2007-08-15 00:52:36 · answer #9 · answered by Rachael H 5 · 3⤊ 0⤋
i think it was money laundering.
I think you may have to inform the police of this to confirm your story when the bank bring it to the police's attention as well.
2007-08-18 07:37:39 · answer #10 · answered by Rebz 5 · 0⤊ 0⤋