Can a Senior Citizen Cancel Medicare to use that money for other needs?

Question

I know a woman whos only income is social security. she has medicare but never uses it but she does have severe dental problems she cannot afford. Can she cancel medicare from her social security deduction so she can use those funds towards monthly payments for needed dental work?

Answer 1

yes, she can. But for dental work, she should see her local dental college/school...they have programs that all but give away quality dental work so that student have subjects to learn on..these students are carefully supervised by doctors, no harm is done, and the results are very good. She would be trading protection for general health prematurely ...she needs to check out all available resources before doing anything else. Many dentists offer reduced or free services on a limited basis for people like this. Dentists are human, offer love and care, just as doctors do. She just needs to be honest. AND, she can work out terms for the payments..her relatives can pay it off over time. don't let her suffer any longer. Good luck

Answer 2

The Medicare really did come in handy for my mother in her last and declining years. Later on she could pile up some astounding medical bills and medicare will pay most of that and has a cheap prescription plan.

I am assuming that her family if she still has on cant help with her dental. I really have no good suggestions except she should try and keep the Medicare if at all possible.

Answer 3

She's in a fixed income with the social security but its not wise to cancel her medicaid unless she has other form of health insurance. Try calling medicare to see if she might have some sort of dental coverage...there are also dentists that would help her out for less price.

Answer 4

it is merely yet another occasion of the full mess with Medicare and the wellness device. The medical doctors elect greater $$$$ and Medicare desires to pay much less and yet each and every 3 hundred and sixty 5 days the month-to-month rates we pay bypass larger. i think it is between the justifications why further and further all and sundry is transferring south. There are way greater hospitals and clinics down right here geared to help those retired and on Medicare, maximum will settle for medicare money as in comprehensive or value a smaller co-pay. It would desire to all be interior the numbers. greater seniors = greater affected person load in step with hour=some earnings.

Answer 5

If social security is her only income and she has very little left in the bank or life insurance policies, etc., she might qualify for Medicaid which includes some dental. The Medicare/Medicaid website has some good info on it.

Answer 6

Sure. She can cancel her Part B premium. But, that means Medicare will only pay for her hospital bill. Not doctors, not labs, not therapists. Is there a college or university near her which has a school of dentistry attached to it? If so, call them and see if they will see her as a teaching case.

Answer 7

As soon as a person would drop it they would need it. It is hard to make ends meet these days but I would find other ways to cut corners.She should check with her local senior center. They can help put her in touch with the right program to help her with her dental.