Some one issued a fraud cheque online and theft $250 from my checkings account. How to cancel the transaction?

Question

Some one issued a fraud cheque online and theft $250. Is there anyway to cancel that business and get back my money.

Answer 1

Call your bank ASAP... Some banks will not refund your money 7-10 days while they investigate, so the sooner you report it the better.

Answer 2

As fast as you can, close that bank account, and start using a different one.

There are a bunch of scams out there, in which once they find the bank routing numbers for an account, there are many ways to cause withdrawals that the bank thinks you authorized, and cannot be refunded.

I had a freind who went bankrupt because of this stuff. What hit him was a virus vs. Quick Books. There are people who do on-line banking with Quick Books, and there is a virus that targets the on-line banking data stored there.

Here's how it works.
You have a business where you do funds transfers with a bunch of customers.
One of them has Quick Books and is authorized to do funds transfers with your bank account.
That person gets hit by the virus.
This leads to a bunch of phony withdrawals in their name from your account, but the money is really going to Nigeria or some place else.

The bank can't get the money back.
My friend can't get the money back.

He found out about this when checks to run his business, like rent check bounced. He goes to the bank and puts a stop on any more electronic transfers from the account until this is straighened out, but they were hitting his account with phony other kinds of charges, then they were hitting his savings account at the same bank.

He is now suing the bank, but his business is down the tubes.

You may find additional info to help you in my answer to this related question
http://answers.yahoo.com/question/index;_ylt=AmZrvR.K93Jcm6bSl4OumXTsy6IX?qid=20070810203653AASEd0W&show=7#profile-info-ZOeMicrfaa

* Report this to the polcie, and get a case # from the police
* Get with your bank, and include the case #
* File with all 3 credit bureaus (links on the above answer link)
* Also notice what I said about the Secret Service ... although for $ 250.00 they will probably not pursue your case

Answer 3

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Answer 4

You must report it to the police and your bank .
Did you do that ?

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Answer 5

Call the bank and they will tell you what to do.