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http://www.aboutus.org/SpeedyBadCreditLoans.com

I recently joined CCCS and I thought it would help my debt situation; however, its made it worse. They never told me that my credit union didn't accept their proposal so I am now 2 months behind in payments with them, and then they also "forgot" to debit my bank account for last months payment, so I am 1 month behind with all of my other creditors. I want a loan for about 28k to consolidate everything and make 1 monthly payment . Due to my debt to income ratio and now my 60 day past due status, my credit has to be awful and without a cosigner I cannot get approval. Short of asking my best friend (which I really do not want to do because thats a recipe for disaster) to cosign, what can I do? This link asks me to pay $40 for "100% guranteed approval" but I am 99.9% sure its a scam right?

2007-08-09 03:02:35 · 5 answers · asked by Stephanie P 3 in Business & Finance Personal Finance

5 answers

If it sounds to good to be true it is, many many scammers out there as for the poster who said it works most likely from the company involved. Would call cccs and talk with them before anything and see what happened, then the credit union.

2007-08-09 11:25:18 · answer #1 · answered by Pengy 7 · 0 0

i know what website you're talking about, and no it's not a scam it helped me alot. i was in the same situation, i didn't want my parents to have to cosign for me. it was the best $40 i ever spent. don't hesitate, just do it!

2007-08-09 03:39:25 · answer #2 · answered by Anonymous · 0 0

yes

2007-08-09 03:22:47 · answer #3 · answered by Anonymous · 0 0

Don't do it!! Oh, and as a rule of thumb . . . if it doesn't feel right, it probably isn't.

2007-08-09 03:37:33 · answer #4 · answered by by N 2 · 0 0

absolutely

2007-08-09 03:15:53 · answer #5 · answered by Do I need a mint? 4 · 0 0

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