Can I get a rental car?

Question

I was rear-ended the other night and my car was totaled and the driver who hit me lost their life. It's very terrible & I am tore up about it but I have realized it's not my fault (police reports say the driver was speeding and it's their fault) I told my insurance company about it & if I file w/them I have to pay a $1000 deductable & they will only cover half the rental car. So...I am going to file with the other insurance company but will I be able to get a rental car until this thing is settled? I know insurance companies will give you a rental car until yours is repaired but since it's totaled will they give me a rental? The car that was totaled was my only vehicle. I also went to ER and I am ok but just got whiplash. What do I do? Also, the police report is not ready yet so I can't ask their insurance company this question just yet, just wondering from anyone else so that I can have peace of mind for the next few days. Thanks

Answer 1

You should call then to be sure but most insurance companies will cover a rental car until the claim is settled or the car is repaired, which ever is sooner.