got 4 air bags and 2 door panels stolen from 1 car and engine parts from another what should i do??

Question

I got 4 air bags and 2 door panels dvd player 2 tvs and my sound system stolen from my 2000 bmw then i looked at my 95 cadillac eldorado and the engine parts are missing it runs but gets hot in 5 seconds, i have full coverage insurance on the cars but i was wondering if they are going to total loss any of my cars or they are just going to fix it, i'm afraid f they total it they wont pay what i paid for or anything close to it ! please tell me what I should do I lost 2 cars in 1 day, thank you

Answer 1

Dude, do you live in Detroit?? Geez that's some tough luck. I would have no choice but file a stolen property claim.
Your insurance company shouldn't have to total loss your vehicles unless the damage exceeds a certain amount, and I haven't a clue what that amount would be. Better luck to you in the future, move outta that neighborhood, maybe pack a gun.

Answer 2

Sometimes the cost of replacing the pieces of a car costs more than the whole car is worth. If so, then the insurance company does have the option of paying you what your car is worth. ayour problem will be to convince them that your car is (was) worth more than the Kelly Blue Book value (which usually is not much)