About a year ago we received a check in the mail saying that i had won some money around 3,000 in a lottery drawing. We tried to cash the check at the bank but then my account was placed on hold because the band said that the check was counterfeit. Now about a year later i am receiving letters from companys saying that they want to help me because i am about to be sued by the bank for money they never gave us.We called the bank to confirm that they are in fact trying to sue me. I am 17 years old and i dont have a job. Is it possible that they wont be able to sue me so they will instead sue my parents?
2007-08-07 11:48:37 · 9 answers · asked by Jack 1 in Politics & Government ➔ Law & Ethics
People want to help you because you are about to be sued? Over a counterfeit check that was not cashed? How would they know you are about to be sued? I'm an attorney and I can't find that information. This is likely a scam by the same people who sent the counterfeit check.
2007-08-07 13:31:40 · answer #1 · answered by mcmufin 6 · 0⤊ 0⤋
This sounds to me like some kind of scam.
If you got money from a lottery that you never entered, then the whole point of the phony check was to steal money from your bank account, so be thankful it is on hold. A lot of people not as fortunate as you.
If the bank says the check was counterfeit, then the money from the check could not stay in your account. The bank had the obligation to return the money to whoever account the check was conterfeited from.
As a minor, no contract that you enter into is binding.
Your parents can only be sued for something that can be proven that you did.
From what you are saying here, you are a victim.
Your parents need to take these letters to a lawyer and have the lwayer persuade the scam artists to take a hike.
2007-08-07 19:44:36 · answer #2 · answered by Al Mac Wheel 7 · 0⤊ 0⤋
I'm confused.... You said you tried to put the check in the bank but the bank froze your account because the check was counterfeit.
If they never cashed it how can you own them anything.
Sounds as if your bank is trying to scam you.
If your parents name is on the account they could look to them for restitution if there is any money owed to them.
The way you've worded your question I don't see where you own the bank anything.
And how would "companies" have found out you were being "sued" by the bank.
Somethings not ringing true here.
Maybe you should rewrite your question on a word document, make sure you have all the facts right and them copy it over here again.
2007-08-07 19:08:04 · answer #3 · answered by From Yours Trully 4 · 1⤊ 0⤋
I don't understand how the bank can sue you for it if you were never able to cash the check -- it should have been overwith the moment they realised it was fake.
It seems to me that the person who actually committed the fraud was the person who wrote the check, not you who tried to cash it but never got the cash.
Also, since you're a minor, the account was at least co-signed by one of your parents, so they would have to answer for you in court anyway. You all need a good lawyer.
2007-08-07 19:20:52 · answer #4 · answered by Hillary 6 · 0⤊ 0⤋
As you already know, the check was a scam. Unless the letters are coming from the bank where you tried to cash the check, I suspect they are scams as well. Take the letters to the bank and ask the manager for an explanation.
2007-08-07 20:12:23 · answer #5 · answered by STEVEN F 7 · 0⤊ 0⤋
First of all, you were only 16 at the time, so your parents should have been smart enough to know it was a scam in the first place. NEVER, EVER try to cash these types of checks! You are not legally able to play any sort of lotto type games until you are 18. I would get a free consult with an attorney to see what they say.
2007-08-07 18:54:32 · answer #6 · answered by Ryan's mom 7 · 1⤊ 0⤋
Minors cannot be sued. The bank is seeking reimbursement and suing your parents who would be responsible for your actions as a minor.
2007-08-07 18:53:19 · answer #7 · answered by ken erestu 6 · 0⤊ 0⤋
If you never got any money, what's to sue for??? Any court in the country would laugh that suit out of the courtroom.
2007-08-07 18:56:39 · answer #8 · answered by Anonymous · 0⤊ 0⤋
It's probably a scam. :)
2007-08-07 18:54:27 · answer #9 · answered by Anonymous · 0⤊ 0⤋