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I am a stay- home mom with 2 infant sons. I am so far in debt right now I can't even think any more. I was running a daycare from my house, but I lost my certification, and my daycare kids due to a prolonged hospital stay during my pregnancy, (not to mention I hated it anyway) but now I don't have any income, and rent is due. My husband has been going to school, but with all of the stress with the new baby and our 15 month old son, and all of our financial issues, we have been fighting constantly and have seperated for a while. I need some legitimate ideas to make money FAST from home, and not just a little bit, either. I would like to find something permenant, and hopefully get out of debt. I will do almost anything, but I can't afford to get riped off, and I need to have a flexible schedule because of my sons. Somebody please help me, I am running out of time. I have nothing left to sell, and I don't want my babies to be homeless! I am seriously about to be evicted. Thanks!

2007-08-05 14:07:16 · 16 answers · asked by Anonymous in Business & Finance Small Business

16 answers

There are no such programs...

What you see on here are get-rich-quick SCAMS that are only designed to separate you from your hard earned money. AVOID THEM....

2007-08-11 13:19:54 · answer #1 · answered by I Can Count To Potato 7 · 0 0

I hate to tell you this, since it sounds like you are really in a bind, but the work-at-home schemes you'll find on the Internet, and pretty much anything people will tout here, are scams. Surfing the web, reading emails, taking surveys, stuffing envelopes are not going to cut it for you. They make their money from the fees people pay to "join" - don't fall for it, you'll just lose what you pay them.

Working at home only really works in a few areas. Ebay stores and daycare can be good - any chance of getting your certification back for daycare? I know you said you hated it - but money is money, and it might help you get your finances in order.

Other than that, if you did some type of work before in an office that could be done at home, that might be an option for you - you could contact your former employer and see if anything is available.

I know a few people who work from home and do OK. One does web design. One does PR - did that before, for a couple of PR companies, before going out on her own. One does editing of legal papers for a company she used to work for in their office.

Do you have a mom or sister who lives nearby who could watch the boys if you get a job outside the home? Or could your husband watch them when he's not working or at school?

Good luck.

2007-08-05 14:19:26 · answer #2 · answered by Judy 7 · 1 0

Peace and blessings to your family. Im sorry you are dealing with this issue. Keep your positive mind set and get ready for the blessings that are to come for your family. I beleive in the law of attraction and I have seen it work in my own life. I've also been in a similar position that you find yourself in today. I also started an at home daycare business.

1) Call 211 to get whatever help they can refer you to. Don't be shy about asking them to lead you in the right direction. I;ve used them to help me pay bills and keep a home for my children.

2)Have a yard sale anyway to network with your neighbors.....some of them may be able to hire you or help you in other ways. Just trust that something great is in store for you.

3)Someone right now owes you money....CALL them and ask for it.

4) Someone right now owes you a favor....ASK FOR IT TOO.

5) Food is a big waste of money in my home. We throw away half of everything we buy....I hope you are not doing this.

6) Cancel the cable and any other memberships that do not serve your financial situation....like magazine memberships

7) If you drink or smoke now is a good time to begin reducing your spending in this area.

8) Car poole to the grocery store or choose one day a week to do whatever driving errands that need to be done....this will save gas.

9) Ask all of your creditors for an extension.

10) Dont worry be happy

NOW FOR A WAY TO EARN MONEY AT HOME

I hope this information helps you.

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Pre-Paid Legal Services, Inc. and Kroll Background America, Inc. have partnered to provide a unique solution for the fastest growing crime in America – IDENTITY THEFT.
We are looking for professional sales associates to market and sell this new service, in addition to representing and selling our core service, the Pre-Paid Legal Family membership. Help us help thousands of Americans find out how the Identity Theft Shield can help them.

WHAT YOU SHOULD KNOW ABOUT SCAMS.
Lots of companies can put you in a business owner position rather than an an employee position. Home based business opportunities do and should have a fee involved to start the business (that's what business is). Even if you had a lemonade stand you would have to "invest" in the lemons, cups, water, sugar and magic markers before you actually sold the lemonade.

The scams are the ones that don't have an ACTUAL PRODUCT OR SERVICE to sell. You pay a huge fee to get involved and you do a lot of recruiting but you are not marketing an actual product or service. THAT IS A BUSINESS OPPORTUNITY SCAM and you should report it when you find one.

ABOUT THE NETWORK MARKETING INDUSTRY
Network marketing is different from traditional business marketing and has been around for centuries and empowers ordinary people all over the world. We all network market products and services everyday.....we just dont get paid. Example: If you recommend a movie and your friend goes to see it Warner Brothers will never send you a check.

Hope this helps.

2007-08-13 12:35:06 · answer #3 · answered by Anonymous · 0 0

Cassi,
I work for a mystery shopping company as well as a Direct Sales company called Two Sisters Gourmet. You should look into performing mystery shops in your area. There is a great site called www.volition.com that can get you started and give you a bunch of free sites to sign up with., don't ever pay to mystery shop. Also, think about a direct sales company which is perfect while you need to stay at home with your children. I have two small chilren and make $150 in two hours last week holding one show, my website is www.twosistersgourmet.net/web/jbariteau

Best of luck!

2007-08-09 09:04:47 · answer #4 · answered by Jennee B 1 · 0 0

Mom and lonely wife,
First of all your relationship with your husband is more important then making money. Your children need their mom and dad together more then they need anything else. As for the rent, don't run from it. A friend of mine owns a quit a few rentals and says that the most frustrating thing is when renters try to hide instead of facing up the the fact they are having problems. Most landlords will work with you if you communicate.

My suggestions is that you meet with your husband and a credit counselor and start working through your financial and marital challenges. It can be overcome and as a believing christian I will be praying for you and your family until this is worked out.

I agree with some of the others in that most of these websites opportunities are rip offs, so be careful in sending anyone money. If you need help in finding a counselor you can email me and I will see what we can do.

God bless

Don

2007-08-05 15:53:32 · answer #5 · answered by Anonymous · 1 1

Hello,
I am a mother of four myself and I have found a wonderful direct sales company that is a ground floor opportunity! I used to drive a school bus for a living so I understand your frustration. If you could get someone to borrow about 150.00 from, you can get started making money as soon as you recieve your kit, which takes about 5 business days! I can make as much or as little as I want and it's actually FUN!! If you are interested email me Songstrs71@yahoo.com. The company's website is www.demarleathome.com.

2007-08-10 09:18:11 · answer #6 · answered by songstrs71 1 · 0 0

I work from home and I love it. I think there should be more companies like the one I work for that are legit. It's true...alot of them are scams.
I work for a new a new company that is honest and has good morals. It's free to start. Yes. I said free and nothing to sell. This company is changing the world and allowing more people to work from home and make some extra money. Let me know if you want more info and I can help. I want to help.

2007-08-07 11:12:08 · answer #7 · answered by Anonymous · 0 0

Have you thought about starting your own Pampered Chef business? I am a stay at home mom and my husband is in the military, so, we move alot! I enjoy the flexibility of my own schedule and I decide how much that I earn. I schedule 2 shows a week and earn about $2000 a month. Please feel free to contact me to find out more information. www.pamperedchef.biz/chef.

Kelly

2007-08-10 06:44:06 · answer #8 · answered by Kelly K 1 · 0 0

I agree with John Henry. Online survey are a way to make money online that actually works if your prepared to put some time into it. I speak from experience on this.

I dont agree with having to pay anything though. The company Im with is called CashCrate and it is totally free to join.

I love them. I make money each day, still pretty small amounts, but its increasing everyday.

Here is a review about them. Read it now before your scepticism stops you. One of my better decisions by far.

http://cashcratesuccess.blogspot.com/

Good luck with it.

2007-08-07 04:05:48 · answer #9 · answered by Anonymous · 0 0

Create a website (easy to do with no experience) and learn how to sell it for a lot of extra money at http://www.how-to-sell-a-website.com . It takes a little bit of a time investment, but can pan out rather quickly (a few weeks) to make a lot of extra money.

2007-08-11 16:38:55 · answer #10 · answered by Anonymous · 0 0

I have a super great idea that will save your butt!

Why don't you start an online business that shows how to start a daycare business???

It's brilliant!

You know how it works so just put it on a website so the whole world will know about it, it's a niche!

Check out my website http://www.home-based-businesses-uncovered.com to learn more about other scams that you should avoid and be sure to check out http://results.sitesell.com for ideas and inspiration!

Good luck!

2007-08-06 08:15:12 · answer #11 · answered by Anonymous · 0 0

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