Are there any grants you can apply for without having to buy some kind of program?

Question

I'm trying to find apply for grants, because my grandmother's house is verv very old and needs to be remodeled. She doesnt work and I'm currently working, but I am in college. It's very hard trying to save money, go to school, and work on a house.

Answer 1

I suggest you check out non profits, who are the recipients of most housing grants -- they may have programs that help the elderly with their home repairs

The Housing and Urban Development in their Grants Available page makes it clear that they do not provide grants to individuals -- hence no grants for a person to buy a home or repair homes http://www.hud.gov/grants/index.cfm

"While HUD does not offer direct grants or loans to individuals, we do work through local governments and non-profit organizations to make financial assistance and counseling available."

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

There are some low cost loan programs available for home repairs. Though check with your local housing agency if your grandmother will qualify for this grant --

10.417 VERY LOW-INCOME HOUSING REPAIR LOANS AND GRANTS
http://12.46.245.173/pls/portal30/CATALOG.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog_nbr&p_arg_values=10.417

USES AND USE RESTRICTIONS
Loan funds may be used to make general repairs and improvements to properties or to remove health and safety hazards. Grant funds may be used only to pay for the costs for repairs and improvements that will remove identified health and safety hazards or to repair or remodel dwellings to make them accessible for houshold members with disabilities. Loans and grants are typically used for repair or replacement of heating, plumbing or electrical services, roof or basic structure as well as water and waste disposal systems, and weatherization.

However, note that maximum grant assistance is only $7,500

Answer 2

There are not any government grants for remodeling your home from the government unless your grandmother lives in a registered historical landmark.

She can take a small loan on the house to pay for repairs, but there are no programs to force the tax payers to repair a private residence.

Answer 3

If you are looking for a grant for school in order to save money the PELL Grant is awesome. If you qualify books and school are paid and like a grant you do not have to pay back. Below is a link
http://www.ed.gov/programs/fpg/index.html

Answer 4

List of free government grants. Billions availale. Never Repay!!!

www.freegovntgrants.blogspot.com