is there a way i can find out what type of loans different banks are offering right now?

Answer 1

All banks have well-maintained websites. Browse thru them and you'll see what they're offering. Most banks would offer the following

a) Short-term bank loans taking one of three basic forms: a specific transaction loan, a line of credit (including letters of credit or overdraft), or a revolving credit.

b) Intermediate-term debt. It is a loan for a specified amount that requires the borrower to repay it according to a specified schedule.

Compare the rates charged by the banks then call and make more enquiries before paying them a visit.