can someone tell me what the florida law is on return checks can i charge a fee to my customer and how much?

Question

i got a bad check after i finish a job i have an noc so i can place a lein on the home but i just want the customer to pay for the fees he made me pay after some of my checks bounce what is the limit on what i can charge him

Answer 1

Return check fees are amount of check plus a return check charge. Usually it is for instance: under $50 $25.00. I know some businesses that charge up to $75.00 if the bank returns a check for insufficient funds.

Plus:

The person who issues the worthless checks may be prosecuted under Chapter 832 of the Florida Statutes.

Here is a legal brief regarding the situation. Have you ever seen such a long sentence??? LOL

A person is presumed to have the intent to defraud or knowledge of insufficient funds in the drawee bank unless he or she, or someone for him or her, have paid the holder of the worthless check the face amount of the check, together with a service charge not to exceed the service fees authorized under Section 832.08(5) of the Florida Statutes or an amount of up to 5 percent of the face amount of the check, whichever is greater, within 7 days after receiving written notice that such check has not been paid to the holder thereof, and bank fees incurred by the holder. (Section 832.07.) This penalty does not apply to any check when the payee or holder knows or has been expressly notified prior to the drawing or uttering of the check, or has reason to believe, that the maker did not have on deposit or to the maker's credit with the drawee sufficient funds to ensure payment, nor does this apply to any postdated check. (Section 832.05(2)(a).)


Anyway, good luck...

Answer 2

You can only charge $30 for each check. You must submit the check THREE TIMES before you can even bill for the fee.