How much cash out of my pocket up front to file Chapter 13?

Question

I have been researching filing Chapter 13 bankruptcy, but have had estimates of cost anywhere from $700 to $9,500. Nobody can seem to tell me until they start into the process. I know my case is fairly straightforward, I have no real estate or property to protect other than a car, and have other debts as well, but nothing unusual or elaborate.

I understand some of the fees are included in the Chapter 13 plan and paid over time.

I just want to know approximately how much I have to come up with in the beginning, out of my pocket, to file.

Does anyone have any real experience going through this, with the new laws the way they are now?

Answer 1

If you can pay cash upfront, you are not eligible to file bankruptcy.

Answer 2

Check with a bankruptcy attorney. The cost varies.