What is the best way to invest $100,000 in Austin, Tx.?

Question

I don't want a super-risky investment.
Would real estate be good? (what part of Austin)
Also, what about CD's. Anything better?

Answer 1

If you don't want super-risky investment, then don't go with real estate. Risk = Return, you can't have one without the other. CDs on the other hand, are principle granteed up to 100K.

How to invest excess wealth depends entirely on the specific objectives and constrains of the individual, no single set of advice is good for everyone.
Before you start, you must consider the following questions:
1) Your risk preference; or how much money you are willing and/or be able risk losing?
2) Your return objectives; or what is the required expected return that will most likely allow you to meet your goals (you must first articulate your goals)?
3) What are your constraints:
3.a Time – how long can you invest the money for?
3.b Tax – how much are you taxed?
3.c Liquidity – do you need the money in the mean time?
3.d Unique circumstances – are you buying home, having a child, getting married, etc?
3.e Legal/Regulatory issues – typically not a concern for individuals, but included there for completeness.

Since the only thing I know about you is that you have a low willingness to take risk, but having 100K on hand gives you high ability to take risk. Average the tow, I say you have the average attitude toward risk without knowing more about you.

If you have the money, get a professional.
If you don’t have the money, many sources are available on the web to help you get started.
If you don’t have the time or the money, then buy index funds that track the broader market, such as the SP500 or the Dow, and take comfort in the fact that passive index funds consistently outperform 75% of the money managers in the world (but don’t invest in equity at all if you don’t have at least 5 years).

Answer 2

It depends on when you'll want to take the money out, and your risk tolerance. If you'll need the money in a few years, the stock market is too risky, but CDs and money market mutual funds are perfect. If you're saving for the long term (10 years or more), stock-based mutual funds will get you the best return (assuming historical trends continue). I recommend index funds from Vanguard and Fidelity. They have low fees, and your risk is reduced by having lots and lots of different stocks in the fund. Most likely you'll want to split your investment between stock funds, bond funds (moderate returns for moderate risk), and safe investments (CDs and money market) according to your risk tolerance and how soon you need the money.

Real estate can be a good investment if it provides good rental income, and if you don't mind spending time taking care of it. Don't count on the value of the real estate going up; historically it's unreliable that way.

Answer 3

Come to Dallas and help me open a bakery.

Or, I've heard somewhere the way to make money in real estate is to buy something and hang on to it. I would try and choose something that would have little maintence and could even be managed by management company perhaps.

House flipping is a big deal right now, but it's like anything else, everyone thinks they can do it until they go belly-up.

You might even just consider CD's too. It might be the greatest return of your money but at least you are guaranteed some return, and you will not loose your money.

Answer 4

Flip houses. Buy foreclosures through state and city auctions and then make the minor repairs and sell at a sizable profit. Sell at less than market value so you can flip it quickly. The key is to get a property that is at least 50% below market value. That way worst case scenario you still make some dough. Find books on this. This is what we do and we make tons of money. It is NOT risky at all if you get the right property. It is these idiots you see on TV who buy a house they can only afford to carry for a few months that end up getting screwed. Always make sure that WORST CASE you still make a 20% profit.
It's not for everyone but it is a very profitable gig.

Answer 5

If you have money to Invest, I can give you an option. Playing the Stocks/Bonds/Real Estate/Money Markets/CD's, etc. can always be a tricky risk as any type of Investment. Also some of those Always has the risk of loosing some, part or all of your Investments. But, if you wish to Invest with Only a Positive direction of Making money, then reply back to me.
I am a business owner in the Entertainment Industry, in IL, seeking out Investors like you. We promote Celebrity In-Person weekend Convention shows. We offer a 30% - 50% Profit return in less than One (1) year. (Example: You Invest your $100,000 in our Convention shows, and in less than One Year you will receive a Return back to you of up to $150,000.)
We are Not the "Get Rich Quick" or a "Too Good to be True" type of business. We have been in this Business for over 15 years.
We have contacts with 100's of TV and Movie Celebrities that we contract to appear in person at our Themed weekend Convention shows. (Some of our Themed shows are : Batman, Superman, Smallville, The OC, Star Wars, Star Trek, Farscape, MASH, Lost, Lost in Space, Battlestar Galactica, Back to the Future, Pirates of the Caribbean, Charmed, Indiana Jones, Babylon 5, Hercules/Xena, Lord of the Rings, Stargate SG-1, Rocky Horror Picture Show, X-Files, Sliders, Quantum Leap, Titanic, The Pretender, Dynasty, Dallas, Alias, Galaxy Quest, plus many others.)
Also, the more that you have to Invest, the Higher your Profit Return shall be. For more info on who we are and what we exactly do, please feel free to contact us for more detailed information. We are currently seeking out more Investors, as well as Corporate Sponsors for our shows, as you. Should you know of any other Seriously interested Investors, please have them contact us also. We Are for Real, and our Profit % return rates are also 100% for Real. Contact us at - - MTC Promotions - [e-mail]

Answer 6

Hi, i recommand you a good and basic tutorial for investing. it covers all Issues related to your Investing and everything around it.

http://www.investingtutorial.info/

wish it will help you.

Good Luck , Best Wishes!

Answer 7

mutual funds

Answer 8

invest it right into my bank account.. thanks ;o)