What did you do to achieve your goals!?

Question

I would like to ask a question to all people who have their own place, plenty of money, a car (especially the car, LOL!) & most of all, freedom.

I'm 23-years-old & I always feel like I'm struggling to make ends meet. Although I have two, wonderful jobs that both offers excellent wages & hours, it just doesn't feel like it's enough. Without sounding too pitiful, a few of my MOST DESIRED goals in the whole world is to finally escape from my family & find a place of my own to stay, preferably in a new town where I can begin a new life for myself. I also desire lots of money, new friends, a car & freedom. But, it all costs a lot of money & unfortunately I am still teaching myself about financial matters as my parents stupidly never taught me about the responsibilities of money as a child. Now I'm paying for their mistake.

Have you ever felt like you were trapped & helpless & then one day, you finally succeeded in breaking free? If so, what did you do, because I need help.

Answer 1

highland,

I think you bought up a great question. Most of our parents and most (if not all) of our schools do not teach us the essentials of finance. They just give us chores or assignments to do that does not even deal with real life. I was in your exact same position when I was around your age. It all changed ONE day. That day was when I discovered a book title "THINK AND GROW RICH" I read it ferverously and I started to take action.

Taking action is the first step to "breaking free." It is the cornerstone of my success (and failures). Most people read books and they may know how a deal works but they never took action. I use to do that. I was on the sidelines for the most part of my life until I decided to take action.

The next step is ABC! If you have seen GLENGARRY GLEN ROSS" you know what I mean. ABC is ALWAYS BE CLOSING. That is the mindset you need to have in order to be successful in business. You have to treat every financial negogiation or deal like it is your last!

The last step is your willingness to learn. Learn everything from the stock market to real estate. I remember when I use to hate real estate. It felt like everyone was in it and I didn't want to be like everyone else. It all changed when i found how lucrative it can be by investing in abandoned, code violated and condemned properties. The rest was history.

All I can say is that you have to find what you truly love. Is it really the money, recognition or new friends that you need? You need to reevaluate your life. I think that everyone aorund your age feels the exact same way. Is this it? Is this what life is? You must ask yourself the very basic questions before you can delve into all of the stuff I said above.

Charlie

PS Carpe Diem!

Answer 2

Well I'm still trying to achieve my goals and it's been a little challenging. I went to nursing school and graduated when i was 23. Moved to New Orleans and have been living here for 10 years. My ex husband (divorced in 2005) taught me how to save money and as of now, am in no debt, own my vehicle and rent a reasonable apt. I have a great job and salary and good friends. Hurricane Katrina did put a delay on some things that I was planning to do (school) and this year i am pregnant but the father bailed on me. i kind of anticipated this so i save a ton of money and i'm taking courses this fall while on maternity leave. then i'm applying to graduate school next fall for nurse practitioner (part-time) but still work. I have no family here,. but lots of friends and I know my situation is better than a lot of people b/c I'm only 34, very healthy, attractive and I make good money and i know I will be a great mom. The fact that i'm having a baby has motivated me to alter my lifestyle (I quit smoking and heavy drinking/partying) and I realized what a loser my bf really is. My goals now are to finish school and maintain a good life so i can raise my child in a nurturing environment. So my advice, find something you think you would love and go to school for it. There's nothing more satisfying than loving what you do for a living. You are young and have lots of time to decide.

Answer 3

I owned a home and car by 23. You can too. Here's how.

Lower your expenses to the bare minimum. Spend absolutely no more than you need. You don't need cable, you don't need steak. You don't need ANYTHING on your credit card.

If you have debt, pay it OFF. Then take the money you were spending on debt and save it. Save all the money you possibly can. Before you buy anything, stop and force yourself to save the money instead unless you absoutely need it. If you spend just $5 a day on fast food, coffee, or movies, that's $150 a month you wasted.

Then save, save, save, save, save. Put the money away where you can't see it or get at it (a savings account or CD). ONLY PAY CASH FOR YOUR CAR. IF YOU CAN'T AFFORD TO PAY CASH FOR IT, YOU CAN'T AFFORD IT. PERIOD. Debt is a tool rich people (creditors) use to make themselves richer and poor people (debtors) poorer. Use interest to work FOR you, not against you.

Eventually, if you have no debt and have paid everything on time, you'll qualify for an apartment or mortgage. Once you get a mortgage, PAY IT OFF, TOO. Then live free for the rest of your life in your paid off house and drive your paid off car till it quits, and then pay cash for another car (because you kept saving like a mad man).

Answer 4

I have done all possible efforts.