I'm buying a house and the inspectors I hired cannot get under the house. They requested we trench out 18" by 2' so they could get under the house and take a look. there was nothing else wrong with the house, but some really minor things that counld have been or have been taken care of.
The current owner is a contractor and he can get under the house (thinner guy) and the cable/phone people never have a problem getting under there. He does not want to trench it out or hire someone to trench it.
I really do not think there is anything wrong under the house. Do you think I should hire another set of inspectors to finish the job or go with it as is?
2007-08-01 09:22:40 · 3 answers · asked by ladyellei 6 in Business & Finance ➔ Renting & Real Estate
FHA loans have not required building, pest or VC inspections for almost 2 years now....and there are some lenders that have not "kept up" with the current requirements of FHA, and are still underwriting using outdated guidelines.
An inspection under the house can show tens of thousands of dollars worth of damage. You need to know if the very foundation of the crawl space is sound, if the moisture level is normal, if it is being properly vented, if there is evidence of termite infestation, etc.
Great Example: I was going to purchase a gorgeous home as a rental...it seemed to be a steal, totally renovated, new roof, HVAC, etc. Guess what they found underneath the crawlspace during the inspection? $22,000 worth of rotten sill plates...that is one of the CRITICAL structural components of a house that keeps it from sinking! They were so rotted, they were black. Moisture levels through the roof, caused them.
Now here is the kicker: The inspector had my inspection out for display at a home show as a demonstration of why someone should get a home inspection. You would have never thought a house as nice as this would have had that bad of a defect.
Just something to think about.
2007-08-01 10:01:06 · answer #1 · answered by Expert8675309 7 · 0⤊ 0⤋
It would depend on the mortage lenders requirements. If you are going FHA they may need to trench it out for that inspector to see. It's required on a FHA loan. Maybe the inspector could hire a trainee to help him that is thinner.? I think it is in your best interest to have that area inspected. Should something go wrong with the house and you accepted the inspection, then you wouldn't have a recourse to resolve any issue.
2007-08-01 16:37:44 · answer #2 · answered by Alterfemego 7 · 0⤊ 1⤋
Get an inspector who can complete the job without digging.
2007-08-01 16:26:06 · answer #3 · answered by Bostonian In MO 7 · 2⤊ 0⤋