Cashier check written to myself and lost, should I wait 90 days until cancelled??

Question

It's a long story, but in short I traveled outside of US and I didn't want to carry cash with me so I wrote a cashier check to myself. When I arrived I realized that canceling the check was a better choice.

I contacted my younger brother in US, whose name is on my account too, and I told him to cancel the check, they asked me to send the original check so I sent it with Fedex Priority mail.

Now get this; Fedex LOST THE PACKAGE! and it's been two weeks and they say nothing can be done, I only have to wait to see if they find it that's all. (it wasn't insured because it's a document)

Now the bank says that if I have the check number I can cancel the check but I'll have to wait 90 days until I get my money back into my account!

Is there any way to cancel the check without waiting 90 days?!

Is there any better approach to solve this problem? unfortunately I'm not in US and I don't expect to be back for at least a year :(

any help is greatly appreciated!

Answer 1

Probably not; but if someone gets hold of the check you may have a much larger problem; and right now, it's a certanty the check is in hands it doesn't belong in.

Cancel and wait 90 days vs losing it all? Easy choice

Answer 2

It could just be a phase you are going through. Now and then I think that my writing is crap, and I think many others do too. The trick is not to let it get to you and stop comparing your work with others. I don't think anyone loses the talent in writing, but they definitely can lose the passion. On my best days when I give it all in my writing, it comes out really good. But when I am all moody and can't be bothered to put much effort into it, my writing lacks that certain something. Taking a break to fool around with "friends" wasn't as big of a waste of time as you might think. It all adds to the experience in which you might need to add for a book. I'm guessing they weren't really friends with the quotation around the word, so this could serve a really good purpose in your book because you know what it's like to hang around people who use you or whatever your "friends" have done or didn't do. So just look at it as a lesson, something that will no doubt contribute to your story some day. The best way to get back into writing is to have a look at your old work, reread it and see if it sparks you to carry it on or if it gives you any inspiration for another idea. If you do start again, don't worry that the first draft isn't good, because it's not meant to be. You could either do chapter by chapter where you strive for quality or you could just get the thing done to the end and then go through and correct mistakes. At least then you'll have the satisfaction of having finished something. Remember that you are your own worst critique, and never be put off by others not liking it. Not everyone can like everything. Make sure when you get people to read - whether on here or in real life - that they don't just say it's brilliant to make you feel better. You will need constructive critique so that you know where you have gone wrong and also what you are doing right. Nevertheless, you should feel much better looking back at your old stories and seeing how much you have improved. Don't sweat it and carry on writing, sometimes it's just best to free write and see if you can go with the flow and get back into writing. Perhaps don't think about it , just get straight on in there. Or you could plan it out , chapter by chapter, character development and all that. It depends on how you roll...or rolled. Good luck.

Answer 3

Why even bother asking? You know you need to cancel the check, and ASAP! The check will eventually turn up. If it turns up in the wrong hands, they'll cash it.