I'm 13, would I beable to take a loan of 100-300 dollars out of a bank??

Answer 1

no

Answer 2

maybe, if your parents co-sign, and in that case, borrow it
from your parents.You have just started your teens, and
already asking for a loan. For you to get a loan on your own,
you have to have "colladeral". that is something of value to the
bank, If you was older and had a car paid for. The car would
be your collederal for a three hundred dollar loan, so if you did
not pay the money back, they would take your car.
Right now your parents have colladeral because they have a
house and a car. If you was to have them set up a joint bank
account with your mom or dad, then you could write a check
for the money and not have to borrow it. That way you learn
how to use a check book and balance it every mounth.
When you turn 18. You will be able and responsible enough
to get your own credit card to use.
Until then, enjoy your teens as a teen. They are the most
important years of your life, and they only come once. :-})

Answer 3

No you will not get a loan because you are not 18 yet and you most likely don't even have a job. You don't need that kind of money. Not when you're 13.

Also, banks won't typically loan you that much money. Banks only loan you money when it's a significant sum (5 figures to 6).

Answer 4

Sorry, I don't believe banks would give an unsecured loan to a minor without someone (an adult) co-signing the loan for you. You need collateral.

Answer 5

Absolutely not. A loan is a contract, and a contract with a minor is not enforceable, so no bank would enter into a contract with a minor.

Answer 6

I seriously doubt it, unless you have somehow established a credit record or your parents are willing to cosign.

Answer 7

There is no way. You have no way to pay it back, you have no legal job. You are to young to get yourself in to this kind of thing.