2007-07-30 09:47:09 · 9 answers · asked by Alexandra F 1 in Business & Finance ➔ Personal Finance
Capitol One has the most generous acceptance policy.
One really good place to start with is your current bank. You have a history there and they are more likely to take a serious look at you.
The worst place to start is with the Discover Card; they have the strictest rules for acceptance and turn down the most people. Since being turned down hurts your credit rating it is best to wait until you have established credit with another company before trying them.
2007-07-30 09:50:11 · answer #1 · answered by Dan S 7 · 0⤊ 0⤋
If you are going to carry a balance, look for one with the lowest interest rate. If you are going to pay it off completely each month, look for one with the best perks.
Discover card is great for perks (especially if you sign up for their seasonal deals like 5% back on gas, etc.) But, if you are going to carry a balance, they are the worst since they go back two billing cycles to calculate interest.
As to Chase, Citibank, Capital One, etc. - the interest rate is about the only difference.
2007-07-30 16:58:39 · answer #2 · answered by sortaclarksville 5 · 0⤊ 0⤋
I've had Capital One for a long time. Shop around though and see what card has the lowest interest rate. God Bless!!
2007-07-30 16:49:56 · answer #3 · answered by j b 5 · 0⤊ 0⤋
either a bank card like an over draft card or i like capital one
2007-07-30 16:56:02 · answer #4 · answered by Wondering Mind 5 · 0⤊ 0⤋
My first was a Discover card.
2007-07-30 16:51:24 · answer #5 · answered by Anonymous · 0⤊ 0⤋
NONE! Do NOT get a credit card, they are horrible and will get you in much trouble. RUN AWAY!
2007-07-30 16:50:22 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Bank of America VISA -- -- have ZERO complaints about them in 8 years.
2007-07-30 16:55:12 · answer #7 · answered by Mr. Vincent Van Jessup 6 · 0⤊ 0⤋
Your best bet would be where you bank. They are already familiar with you.
2007-07-30 16:49:55 · answer #8 · answered by teamkimme 6 · 0⤊ 0⤋
capital one. they have decent interest rates and no annual fee.
2007-07-30 16:50:20 · answer #9 · answered by link00777rl 4 · 0⤊ 0⤋