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6 answers

There is usually a vesting schedule. Ask your HR department.

2007-07-29 07:09:41 · answer #1 · answered by hottotrot1_usa 7 · 0 0

every companys 401k plan varies when you become 100% vested by the company.its usually between 2 and 5 years.every quarter you should receive a statement that shows exactly how much you have invested into your plan and how much the company has vested towards your amount.
by law any money in a 401k plan cannot be taken back by the company if that company is reputable however their is no guarantee that this will not happen.i hope this answers your question.

2007-07-29 07:17:27 · answer #2 · answered by thomas t 3 · 1 0

You have to be at most companies for 5 years before you are what they call "vested". Then you have access to all your money till then you just have access to your part of the funds

2007-07-29 07:11:01 · answer #3 · answered by Cliff 2 · 0 0

As far as I know, until it is "fully vested" in your account (typically after 3-5 years of participation), then they can have it all back (plus, I believe, its growth) if you leave/get fired.

Details of this are in the enrollment documentation you signed when you joined the plan.

2007-07-29 08:24:44 · answer #4 · answered by Anonymous · 0 0

Depends on your company's plan. Check with your manager and/or HR department.

2007-08-01 18:30:40 · answer #5 · answered by answers.nobosh.com 2 · 0 0

All matching funds are yours. There will be a large tax bite if you withdraw before age 59.5.

2007-07-29 13:14:16 · answer #6 · answered by Anonymous · 0 1

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