Quick Poll -- Who here has health insurance?

Question

Is your family also covered?

Thanks

Candy - I too am covered.

Answer 1

Yes I have health insurance. I pay for it. My family is covered. I also have automobile, homeowners, and life insurance. Should all insurance be free?

Answer 2

yep and yep

where I live, having health insurance gets you two very valuable things --

1. the insurance company bargains in advance on the prices of medical goods and services {example: the qoted price of one of my father's medical procedures is $4,500 ... which he needs somewhere between zero and twice a month. The bargained for rate is $1950 per.}

2. the insurance company covers the major part of catastrophic costs {same example: my father's co-pay for this procedure is $390}


I can afford the occasional medical bill for routine care ... it would be a few hundred at most. However, the cost of a calamity could be more than I could possibly pay or come up with.

***
Now, I think that problem 1 above is a fertile field for government intervention -- your price for illness related care should probably be the same as everyone else's. [Elective procedures? I think the market is doing the pricing job just fine for these.]


:)

Answer 3

Private,for profit, health ins. is a fraud!
My wife was a nurse with health ins. She came down with cancer and almost died because of a paperwork snafu. Of course she lost her job,along with the ins. ! Most health ins. is just a building with a false front and NO floor ! Sure you're covered if you break a bone, but not if you're so sick that you can't work. Now both of us are un-ins. and she's getting Medi-care. We had to get legally separated in order for her to qualify for benefits. She can't have more than $2,000 in the bank,and only one car. We have to travel over 50 miles each way, just to get care,there are no authorized doctors in our county. For profit health ins. is a fraud ! The paperwork just to qualify for Medi -care or Soc. Sec. is very complicated and intimidating ! If my wife hadn't had the medical experience as a nurse,she wouldn't have gotten the medical treatment that she needed! She knew what questions to ask,and who to complain to in order to get things done.The ordinary person wouldn't be so lucky. So now, the tax payer is picking up the tab. The ins. co. kept all the profit it made before they dropped my wife's policy. How is that fair ?

Answer 4

i have no insurance my family is not covered. i am just guessing that you are leading towards a socialised health care question, and before anyone starts in on it its the wrong direction

Answer 5

I have health insurance but it is very basic. I will get better insurance in 3 months with my new job. I have no dependents, so there is no one to get insurance for.

Answer 6

i don't and most who work in construction don't as we are considered contract laborers, also, our wages won't go up for at least 15 years and haven't rise in last 10 because of all the mexicans working here in mississippi.

Answer 7

I do and my family is covered.

Answer 8

NOPE! My family is, I'm not! ;(

Hopefully I will soon from work, but not covered now!

Answer 9

I don't have health insurance

Answer 10

If thats what you want to call it...then I have it.