When u go to rent what do they look at on your credit report?

Answer 1

Many of them do , to see if you have a default history .

Answer 2

The reason they do is just to make sure they are getting a renter that has a history of actually paying their bills. No owner would want to have someone with a poor credit history move in and lose out on the few thousand dollars they should and could have recieved from someone that has a history of paying bills ontime.

Answer 3

The real bad thing that will cause them to reject your application is late/none payment of utility bills or a public record of collection of bad checks. There is no industry standard about any of the other facts, some apartment managers are more restrictive than others. And often the available of renters affect these decisions.

Answer 4

Several things; debt to income ratio. Past credit history. Income ability vs. the amount of rent/mortgage

Answer 5

Your credit report will give them an indication of your bill paying history. If you've skipped out on bills before they may ask for a deposit. Or if you don't have any previous credit history they may still ask for a deposit because they don't know if they can trust you.

Answer 6

If they pull one, they can see account histories, ratings, collections, judgements, bankruptcy, employment, etc. They're probably also interested in a rental reference from your previous landlord, if you have one. I would say the lower the quality of the place, the less they are concerned with credit.

Answer 7

They check your public records. I.E. bankruptcy, wage assignments, if you are paying child support or alimony, etc. They also see how well you pay your bills, if they are late or whatever other deficiency with you may have.

Answer 8

if they do, they must inform you. a good credit history shows responsibility

Answer 9

If there smart they will.