A collection agency has acquired the debt of my daughter who lives in Texas and has threatened my daughter that if she doesn't pay a large amount up front they will garnish her paycheck from where she works. Can they do this? Is this legal?
2007-07-24 05:32:51 · 4 answers · asked by traveler 3 in Business & Finance ➔ Personal Finance
It depends.
According to the Associate Dean for the Houston Law Center, there are only a few exceptions to the general rule that there is no garnishment of paychecks in Texas:
Wage garnishment is permitted for child support, certain federal taxes and government backed student loans.
2007-07-24 05:50:39 · answer #1 · answered by Anonymous · 1⤊ 0⤋
No, they cannot garnish her wages unless it is for owed child support, taxes, or unpaid student loans.
http://www.peopleslawyer.net/bills.html
In fact, the collection agency broke the law by making this threat. Here is a fact sheet with a lot of good stuff you should know about collection agencies and the rules they are supposed to follow.
http://www.privacyrights.org/fs/fs27-debtcoll.htm
2007-07-25 17:53:59 · answer #2 · answered by A.Mercer 7 · 3⤊ 0⤋
Yes they will garnish her wages same as child support all the agency has to do is file it with the court that she owes so much and if she dont pay a set amount by a set date they will have her wages garnished
2007-07-24 12:40:55 · answer #3 · answered by sam_freudiger 3 · 0⤊ 2⤋
Yes they can but they have to have a judgement against you and if you havent payed anything they sue you and they take it to legal court and the courts can issue garnishment.
2007-07-24 12:38:01 · answer #4 · answered by carin 4 · 0⤊ 2⤋