what does it mean to have a lien put against your house?

Question

For an unpaid sewage bill, they are putting alien on my house, what does it mean and what happens now?
how do i get it off too?
thanks!

Answer 1

That means they are making a claim against your property to satisfy a debt. Generally, liens are given in exchange for money (e.g. a lien for a mortgage). However, governments can get liens for taxes. I assume it is a municiple sewer bill.

The effect of a lien is that until it is removed you cannot give clean title to a buyer, effectively making it impossible to sell you house.

Answer 2

Sewer Lien

Answer 3

It means, when you try to sell your house, unless you sell it for enough money to pay off the lien or judgment, you are stuck. Part of the proceeds from the sale would go to satisfying the lien. It can actually prevent you from being able to sell your house, and you wouldn't be able to refi or get a home equity loan until you paid off the lien.

Answer 4

Pay the bill. That will take the lien off.

"lien n. any official claim or charge against property or funds for payment of a debt or an amount owed for services rendered. A lien is usually a formal document signed by the party to whom money is owed, and sometimes by the debtor who agrees to the amount due. A lien carries with it the right to sell property, if necessary, to obtain the money. A mortgage or a deed of trust is a form of lien, and any lien against real property must be recorded with the county recorder to be enforceable, including an abstract of judgment which turns a judgment into a lien against the judgment debtor's property. There are numerous types of liens including: a mechanic's lien against the real property upon which a workman, contractor or supplier has provided work or materials, an attorney's lien for fees to be paid from funds recovered by his/her efforts, a medical lien for medical bills to be paid from funds recovered for an injury, a landlord's lien against a tenant's property for unpaid rent or damages, a tax lien to enforce the government's claim of unpaid taxes, or the security agreement (UCC-1) authorized by the Uniform Commercial Code. Most liens are enforceable in the order in which they were recorded or filed (in the case of security agreements), except tax liens which have priority over the private citizen's claim."

http://legal-dictionary.thefreedictionary.com/lien

Answer 5

It is something done at the court house where your deed is recorded. It means you cannot sell your house until the sewage bill is paid. If the sewage bill is legit, pay it and have the municipal authority remove the lien.

Answer 6

You have the pay the bill and ask them to remove the lien. If you don't then if you sell your house money will be taken from your profit to pay your lien. Also, it is hard to sell a house that has a lien on it.

Answer 7

If you try to sell or refinance, you will not he able to do so or the courts will take the money owed and pay off the lien before you can claim any of it. he only way to get rid of the lien is to pay it off...and it will still stay on your credit record for three years.

Answer 8

this means that if you were to sell your house now. The first thing that would get paid is the amount of the lien. Its very bad for your credit. You have to pay it off I know the process is long.
Good luck to you!

Answer 9

A lien when you owe a debt and you won't pay. When you go to sell the house the money will be taken out and the debt payed.

Answer 10

It means you will not be able to sell or refinance your home until that lien is released.
To have the lien released pay the bill.