his job I am told but 2 years later I took everything off then I go to refinance and the lawyer at new bank says there's a lien for 21000. Meantime his broker promised me the world. Now it's been 2 1/2 months of holding 30,000 dollars of mine. Will not return phone calls I have called numerous times. I am disabled and now my mortgage went from 807 to 2100 I make 1200 a month. I put 140000 aside to pay mortgage till credit goes up but, don't look good to me I am broke. Then he paid the Bankruptcy lawyer behind my back 450.00 to reopen the case which I swear wasn't was not on my credit report. Or in the house of deeds. He wants more he told me. Does he get it? Isn't one price it. If he did do it? . I called the Court House it was written off. Will legal aid take care of this? I can't afford a big lawyer and don't trust anyone after 3 predator lenders and two lawyers who are playing with my mind. At 18 percent a day. Legal??? Please someone.
2007-07-21 11:17:55 · 1 answers · asked by Anonymous in Business & Finance ➔ Careers & Employment ➔ Law & Legal
You can obtain one free copy of your credit history by requesting it through any of the three major reporting agencies.
You should write the three credit reporting agencies (Trans Union, Equifax, and Experian). Tell each of them what happened.
Next, know that your credit history is not removed for 10 years from the date of your final payoff in bankruptcy cases.
No one (except a representative of the credit reporting agency) can take things off your credit report.
You didn't need to pay a lawyer to pay off your debts. You should write a check directly to the interested party (lender)and deal directly with them.
Go to your local courthouse and speak to the States Attorney about this. He can put pressure on the lawyer.
Good luck.
2007-07-21 20:40:14 · answer #1 · answered by kNOTaLIAwyR 7 · 0⤊ 0⤋
For a very similar situation a found a great solution at: CREDITVAULT.NET-
RE If the Bankruptcy lawyer is too lazy to take things off your credit report?
his job I am told but 2 years later I took everything off then I go to refinance and the lawyer at new bank says there's a lien for 21000. Meantime his broker promised me the world. Now it's been 2 1/2 months of holding 30,000 dollars of mine. Will not return phone calls I have called numerous times. I am disabled and now my mortgage went from 807 to 2100 I make 1200 a month. I put 140000 aside to pay mortgage till credit goes up but, don't look good to me I am broke. Then he paid the Bankruptcy lawyer behind my back 450.00 to reopen the case which I swear wasn't was not on my credit report. Or in the house of deeds. He wants more he told me. Does he get it? Isn't one price it. If he did do it? . I called the Court House it was written off. Will legal aid take care of this? I can't afford a big lawyer and don't trust anyone after 3 predator lenders and two lawyers who are playing with my mind. At 18 percent a day. Legal??? Please someone.
2014-10-04 02:36:05 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The lawyer handles the court process , You need to do the follow up with the credit agency , by sending them the documents with the list of dismissed bills .
The bankruptcy itself will stay on your record for 10 yrs and the lawyer can't change that .
Your mortgage sounds like you went for an ARM and were not prepared for the rate adjustment at the end of the period .
Maybe best to move to an apartment you can afford now and deed the house back to the lender since you will be in foreclosure shortly anyway .
Your credit will probably be low for another 8 years if you just filed the bankruptcy 2 yrs ago .
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2007-07-21 11:27:54 · answer #3 · answered by kate 7 · 0⤊ 0⤋