So, I rear-ended someone today and they had a newer car. They took all of my info necessary and we left it at that. Off we both drove. There was some damage to their vehicle but I think they wanted to just keep it away from their insurance company. It was a quick exchange and no police were called because neither of us had a phone and it was taking a while. What recourse are they entitled to if any??? Is it possible they can file a claim and get it resolved through my insurance without a police report?
2007-07-19 07:28:34 · 6 answers · asked by creatingmars 3 in Politics & Government ➔ Law & Ethics
they do not need a police report to file a claim against your insurance company.
good luck
2007-07-19 07:32:32 · answer #1 · answered by Blue October 6 · 0⤊ 0⤋
there is always the possibility that they may try to come back on your insurance. Any time you have an accident, move vehicle from travel lane if possible and call the police. they did not want police for some reason and that may have saved you but in the end it may cost you.
2007-07-19 14:33:49 · answer #2 · answered by hillbilly 2 · 0⤊ 0⤋
I have to think, but I don't think that you need the police, here they don't come for fender benders. Our insurance is great and they came to our defense in court when someone rear ended us and we in turn rear ended the jeep in front of us.
Both cars front and back of us totaled and we just had a bent license plate.
We didn't have to go to court on it, insurance company went we won. We were stopped at the bridge tole when it happened. Guy in front tried to claim injuries and a new car.
lol he had a hunk of junk and the one behind us I can say her insurance went sky hi.
It is possible but depending on what caused the rear-ender to happen it could be ruled out as 50/50. In a parking lot that could be a 50/50. Just contact your insurance company to find out what to do and let them know as it could be something that you don't know about and they know about and you could get caught in the middle of something. Always contact at least your insurance for advice. you don't want surprises!!!!!!!!!!!!!!
2007-07-19 14:47:54 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Absolutely they can file a claim against you or your insurance. Not having a police report just makes it harder to prove if you dispute the facts of the incident.
2007-07-19 14:34:02 · answer #4 · answered by Michael C 7 · 0⤊ 0⤋
Your new acquaintance will most likely will tell their insurance company and their company will contact your company and your agent will contact you and your rates will go up. If your rates don't go up everyone else's will. Insurance companies do not pay for accidents, we do.
2007-07-19 14:34:43 · answer #5 · answered by John M 3 · 0⤊ 0⤋
yes they can
2007-07-19 14:32:35 · answer #6 · answered by plhudson01 6 · 0⤊ 0⤋