Does any one know of insurance company in texas that will cover fertiltiy?

Question

My problem is that, about 8 years ago and two kids ago, my husband & I decided for him to have a vasectomy, well now we would like to have one more child, we check into reversal but $15,000 is just something we can't afford, does any one know of an insurance company in texas that will cover a reversal or surgical sprem retrevial so I could get pregant with his child again.Thank you for your help and time, With God's Blessings, Kelly

Answer 1

Vasectomy reversal surgery is very cheap in India. The cost is very low and the medical services are very good in India.

My cousin and her husband got their IVF treatment in India through the Indian Med Guru in India and is all praise for this company. She is a known case of PCOS.She is a very happy mother of a baby boy now. She just paid 2500 pounds for the full IVF treatment in India for which she was quoted 8000 pounds in private setup in UK.

Indian Med Guru is very famous in India. I read a lot about them in the newspapers. I have also read about a Chinese couple who planned surrogacy through the Indian Med Guru. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery and infertility treatment like IVF, IUI, and ICSI abroad for low price. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery and treatment can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star.

http://www.indianmedguru.com
Hope this helps.

Answer 2

Here's some info---
"This state's law requires certain insurers that cover pregnancy services to offer coverage for in vitro fertilization. That means insurers must let employers know this coverage is available. However, the law does not require those insurers to provide the coverage; nor does it force employers to include it in their health plans. Patients need to meet the following conditions in order to get their IVF covered:

The patient must be the policyholder or the spouse of the policyholder and be covered by the policy;
The patient's eggs must be fertilized with her spouse's sperm;
The patient has been unable to get and stay pregnant through other infertility treatments covered by insurance;
The IVF is performed at medical facilities that conform to standards set by the American Society for Reproductive Medicine or the American College of Obstetricians and Gynecologists; and
The patient and her spouse must have at least a continuous five-year history of unexplained infertility, OR the infertility must be associated with one or more of the following conditions:
Endometriosis.
Fetal exposure to diethylstilbestrol (DES);
Blocked or surgical removal of one or both fallopian tubes; or
Oligospermia"
So basically, IF you can find insurance that covers IVF, you MIGHT be able to get them to pay for IVF based on the loose wording and that Oligospermia is a reason for IVF. Technically speaking Oligospermia can be caused by a vasectomy.
Blue Cross Blue Shield often has some type of infertility coverage. Good luck

Answer 3

No insurance company in the country will cover infertility treatments if the reason for the infertility is voluntary sterilization with two exceptions. Cancer treatment or serious inheritable disorders.

Most people I know who did IVF did not have insurance coverage and got second jobs to pay for it. That is your only option unless you instead decide to adopt a child in foster care.

Answer 4

Fertility treatment isn't covered very often in the majority of the U.S. I live in Ohio and am on two different insurance plans and neither of them cover treatments. If they won't cover involuntary infertility, they certainly won't cover the reversal of voluntary infertility.

Answer 5

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