do to a illness fell behind on mortgage trying to catch up but impossible any help out there?

Question

my husband was out of work with out pay for 3 months got hurt on thr job employer did not file comp paper till he had surgery waiting to get a awnser from comp but fallin 3 months behind on mortgage i'll make one but too hard to catch up what can i do

Answer 1

Contact your mortgage company right away and discuss this with them! They will usually work with you to help you get caught up. Just give them a call and see what they say. It certainly can't hurt, right?

Answer 2

There are little known usory laws on the books that you can use to negotiate your mortgage.

You can contact your mortgage company and ask them to put the late payments on the back of your contract. While this will cost you some interest in the long run it saves your home and gets you on your feet.

The better way is to contact a professional who negotiates these little known laws and who are very successful at getting the notes put on the back end.

Norman works at one of the leading companies in the United States that does this. They save 1000's of customers homes.

I would recommend rather than try and do it on your own you go with a professional.

Normal's phone number is 281-236-4633. Tell him Jim p told you to call...it will cost you nothing to find out. Your home is your castle...This is a great way to protect it.

I have a membership club called the Budget Busters. We provide information like this to our members. Our business is fast growing. Knowledge is power....and....I can say with all honesty from experience with a over 500 homeowners who have used Norman; "there has never been a single complaint lodged against him." He provides the best service because he wants to keep our membes happy rather than have us find another source....Service is priceless.

By the way....I do not make any money for these referrals...My only motivation is to make the lives of the members of our service better and in this case....since I was on line...hopfully do the same for you.

I think you wil find this the best avenue to take...actually; the only one if you are behind and cash is a problem.

Jim

Answer 3

Talk to your lender. They do not want to forclose any more than you do, or else they'll have one more house in a stagnating market that is just sitting there - their stream of income is just as important as yours, and partial payments will go a long way in establishing you credibility and good will. If you try, and keep an open line of communication with them they will be more receptive to working with you. If that fails and your lenders are @*&es, then seek a free credit counseling company for help. They can also help you to negotiate and establish the good will your lender needs to keep from forclosing - but don't make a habit of it! The wolf WILL break your door down and take your house if you cry help too many times.

Answer 4

Simply contact your mortgage company. They have several options to choose from that can assist you.

When you call have your financial information ready. Typically they ask for a rundown of all your household expenses which includes the mortgage, utility bills, insurance, cell phone, food, gas, etc. If it's money going out of the house they want to know about it. Once they gather this information they will tell you what assistance program you qualify for. Good luck.

Answer 5

call your mortgage company...they may be willing to work with you and give you a few months...then tack those months onto the end of the loan.

as for working anybody here on the web...don't do it.
they will promise you "just email me and i can get you approved,,, or i can get you a loan....or i can help you)...they can't...they will only get you deeper...talk to your mortgage holder....this is your best bet.
stay away from internet scammers (the other thing they do is take your identity).

good luck

Answer 6

Call the mortgage company and explain what happened. It's in their best interest to work with you.