I just recieved a confirmation email from my bank that someone set themselves up as a direct payee to recieve a check for $1800 in the mail. I am in NY and it was to be sent to California. I called the bank last night and they said that they will put a stop to the check. How does someone do that? And should the bank be liable for allowing this transaction?
2007-07-19 01:47:12 · 4 answers · asked by catherine v 2 in Politics & Government ➔ Law & Ethics
I meant Should the bank have automatically allowed this? Though they were able to put a stop to the check
2007-07-19 01:54:26 · update #1
And since he was able to hack in my online bank account, was that person or anyone else able to get other information like SS#?????
2007-07-19 01:55:09 · update #2
Hi Cathrine, We been through simularities..and this could of been done a number of ways....
For example: online shopping
mail order catalogs (Was how ours happened)
through the companies ..
The bank is not liable ..But I sugguest getting new checks new account.
It goes through small before reaching circuit and further when FBI gets involved and its up to each individual company weather they dismiss it.
Someone has youre account number and thats not good...
id get all information from the bank..date it...have it signed...
get new account...new checks...distroy old... Identity theft is not good..report ALL cases..the Fbi is not after the "little guy who its sent to" But the Major person or/comapany who got it distributed it...Report the case first like right NOW
2007-07-19 02:01:25 · answer #1 · answered by Weeny 3 · 0⤊ 0⤋
There are any number of ways to do this and no, the bank is not responsible from the facts on your post.
So, get a copy of the information from the bank on who filed the direct pay file and then you'll know who did this and why?
2007-07-19 08:51:50 · answer #2 · answered by hexeliebe 6 · 0⤊ 0⤋
Identity theft. Report the matter to your police and District Attorney. If someone accessed your bank account, they may have accessed your credit cards.
2007-07-19 08:55:19 · answer #3 · answered by regerugged 7 · 0⤊ 1⤋
There is an iron clad rule that so many people conveniently forget. Etch it on your brain........
"don't ever put ANYTHING in your computer that you do not want transmitted all over the world, because it is !
Plain and simple.
2007-07-19 09:45:54 · answer #4 · answered by Mezmarelda 6 · 0⤊ 0⤋