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A cashiers check (or certified check) is guaranteed by the bank that issued it to have the funds necessary to cash it. A cashiers check is prepaid by the person giving it to you instead of being paid out later from that person's account.

2007-07-18 20:14:12 · answer #1 · answered by sharky 4 · 0 0

A cashiers cheque is a cheque issued by the bank on the request of it's customer, the cost is debited to his account. These cheques cannot be 'stopped 'by the customer, and the bank will also not make any stop payments. When you accept a cashiers cheque for any commercial deal it is very safe. You could check for authenticity from the bank that issued it.

A regular cheque is a cheque that the account holder issues . If the account holder issues cheques without adequate funds in his account or without prior arrangement with the bank the cheque will be bounced.

2007-07-18 20:29:25 · answer #2 · answered by findito 3 · 1 0

A cahiers check is only issued by the bank if there is enough cash in your account to cover it. In contrast a regular check can be used to buy goods even if you don’t have any actual money in your account, which is because it takes a few “business” days for the bank to process you check to even see if you have the money.

Some businesses only take cashiers checks to make sure they are paid.

2007-07-18 22:00:44 · answer #3 · answered by JT 1 · 0 0

A cashiers check is guaranteed by the bank that offers it. A regular check is one of yours that you write to someone and is not guaranteed to have the funds to the person you offer it to. A cashiers check makes sure that the funds in your account are valid and can be exchanged in cash immediately.

2007-07-18 20:20:52 · answer #4 · answered by Boomer 5 · 0 0

A cashier's check is a secured way of payment versus a regular check, which can be paid with but have insufficient fund.

2007-07-18 22:15:51 · answer #5 · answered by CARMIE 3 · 0 0

A cashiers check or official check, is what you get from the bank and it's gauranteed money similar to a money order. A regular check is a personal check that you use from your personal checking account, and it's not gauranteed money.

2007-07-18 20:20:55 · answer #6 · answered by Gemini65 2 · 0 0

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2015-04-29 17:18:06 · answer #7 · answered by ? 2 · 0 0

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