Is there absolutely nothing i can do??

Question

So I had a cop come to my work today and inform that the 100 dollar bill i gave my dentist to make a payment was fake!! Incredibly this bill came from Bank of America where I cashed it on Friday. He put my name on a report that the dentist office filed and told me since they're out a hundred bucks I would have to pay them. I immediately went to the bank where the asst. manager told me there was nothing she could do since they can't just take my word for it and reimburse me. I know, for a fact, that I got this bill from them, I have an account with them, they have proof that the transaction took place on Friday, but they say I could've gotten the bill from anywhere, so I think I'm just screwed. I guess this isn't a question, more of just a rant and disappointment that even though I did nothing wrong I'm the one who's getting blamed and has to suffer the embarassment, as well as have to pay 100 dollars that I don't have. Thanks for listening.

Answer 1

Well, yes and no. Once they accepted it, it was on them.

You can't go back to the person that gave it to you and they really can't go back on you - like Bank of America said to you - it could have come from anywhere - it could have come from another patient, too. They should have checked it before accepting it. If it was fake, then it would have been on you. By accepting it as payment, it then belongs to that person.

You accepted it and are technically guilty of passing counterfeit money. Aside from walking around with one of the pens to use on them and checking each one that you receive, there is nothing you can do about it in the future, either. Not fair at all, but that's the way it is. I always ask for $10's at the bank. I'm sure 10's are counterfeited, but probably not as much as $100's and $20's.

Answer 2

I would take this up higher, next manager, then up from there to include the chairman of the board, letter to the editor etc. Bank could be loaded with fake bills, demand they all be checked, anything to hit their profit whether that be customers, time etc. Write a letter to the FTC.