Question regarding medical bills after MVA?

Question

My husband was involved in a hit and run Monday. The Guy was caught.

He was rear ended and flipped twice to the side of the road. He was taken by ambulance to the hospital and he has a torn rotator cuff.

With the information we can gather the car that did this was from a repo lot.

Our insurance is picking up the tab because we have uninsured/underinsured but shouldn’t the insurance on the car or the suspects own insurance if he has any take responsibility?

What about lost wages?

Are we (for lack of a better word) screwed?

Here is a pic of his truck after
http://s129.photobucket.com/albums/p214/kewlkatty/?action=view¤t=Jimmystruck-1.jpg




Here is a pic of the car that hit him
http://s129.photobucket.com/albums/p214/kewlkatty/?action=view¤t=suspect.jpg

ty lil barb. That ultrasound was from 2002 that Uploaded for someone. Any my precious Kitty went missing in May. I am still missing her.

Ty to all who have responded so far. I have to wait 10 for the police report. The car was supposedly stolen from a repo lot and the guy has warrants and gave aliases at the scence.

Answer 1

The person behind is ALWAYS at fault---and liable for damages to YOUR vehicle AND any hospital bills --oh and do NOT sign off on ANYTHING because I tore MY rotator cuff and it needed surgery but didn't happen for almost a YEAR after the injury---they made me go to physical therapy 3 times a week first and cortisone shots... so don't sign off .... you will probably need a lawyer and even HIS costs can come out of what ever he manages to get from the HITTERS INSURANCE...... I had a car accident 3 years ago where an 18 wheeler took the entire front end off my car---his fault---the truck company paid ALL the damages and I was able to get a new car.... it took about 3 MONTHS however to settle everything.... OH and the hitters insurance is ALSO supposed to pay for a rental car if you need it to replace the truck ESPECIALLY if the truck was totaled out. By the way---nice Christmas pictures, cute cat and Who's having the baby? (there was an ultra-sound in there as well)...

Answer 2

If you have auto insurance, you should have medical payments coverage as a part of the policy. That is where your insurance company should be paying medical bills. If you have collision insurance on your truck, use your collision insurance.
You don't know if the other driver has insurance. Notify him of your intent to make a bodily injury claim. If he does not have insurance, you can then make a claim on your own uninsured motorists' coverage. Your claim will be for anything not covered by your insurance plus pain and suffering, plus scarring, plus lost wages...and anything else you can think of.

Answer 3

Retain a lawyer. You can sue depending on the laws in your state. Depending on your husband's career, and what limitations the injury caused, you may be able to sue this person all the way into homelessness. Yes, at that point, it's a question of ethics. It does no good to try and sue a person who doesn't have anything to pay (can't get blood from a turnip), and yes, you essentially are screwed.

Answer 4

it is not any particular %. Your coverage producer gets the two the quantity that the third social gathering paid you or our the quantity of the medical expenses that your coverage producer paid, whichever is way less. If the medical expenses have been better than (or corresponding to) what the third social gathering paid, then your coverage producer gets a hundred% and you look after 0%. If the third social gathering paid better than the medical expenses, then your coverage producer gets back what it paid interior the process the medical expenses, and you look after the entertainment. case in point, if the medical expenses are 30% of what the third social gathering paid, you look after 70% of what the third social gathering paid and the coverage producer gets 30%, yet whilst the medical expenses are 70% of what the third social gathering paid, you look after 30% of what the third social gathering paid and the coverage producer gets 70%. it may be 50-50, in spite of the shown fact that it is not going and easily a twist of destiny.