Ok here goes. About 4 years ago, I was behind on my car payment with Ford Credit. I had a lease. I only had 5 payments left on my lease. I moved from Texas to Georgia, called and informed them, gave them address, phone numbers, etc. Hubby was trying to find a job so we were a little behind. I called and made arrangements. I made the payment when I said I would leaving us only 20 days late. Two days later, the car was taken. I called them and they didn't know why they would take it, then someone called and told me I had to pay 3 months to get it back. Anyways, haven't heard anything for 4 years, now I get a letter about a judgement and garnishment and that I owe 19K. Back when it happened, they said it was like 12K. How can I owe that much on a lease, shouldn't I only be responsible for the rest of the lease and since they screwed up and took it in error, how can I be held accountable? Can I get out of this garnishment?
2007-07-18 07:29:31 · 4 answers · asked by Sandi A 4 in Politics & Government ➔ Law & Ethics
I did have an attorney when all this started and nothing ever went anywhere, we never heard anything from them again. I've paid my retainer for services, but none were ever rendered, he won't return my calls.
2007-07-18 07:37:24 · update #1
Unfortunately in this situation the difference is probably legal fees, penalties and interest. You can get an attorney and try to have the case and reopened but that's about all you can do since their has already been an judgment issued.
File a complaint with the state bar where the attorney practices. This should help you with your attorney problem. If they can't help you - file suit against the attorney. Usually though, the bar has a great process for getting these types of issues resolved and for repremanding the attorney.
2007-07-18 07:33:16 · answer #1 · answered by Melli 6 · 3⤊ 0⤋
Interest, penalty and fees related to recovery in another state are probably huge. You have a right to an itemized breakout of the charges you are being asked to pay. Start there.
Fight the garnishment; they have to go to court and win. Gather ye information and a decent atty. If the letter says you lost by default, advise the court you got no proper notification.
After that; pay.
2007-07-18 14:33:18 · answer #2 · answered by wizjp 7 · 1⤊ 0⤋
I feel you need to get your self an attorney that is knowledgable on leased or leasing of cars or propertys. I am not certain what the laws allows. Hope you kept all the paperwork necessary to make your case! Good luck.
2007-07-18 14:33:39 · answer #3 · answered by angelikabertrand64 5 · 0⤊ 0⤋
You could file bankruptcy to stop the garnishment; but that would cost $$ too...good luck!
2007-07-18 14:33:18 · answer #4 · answered by buzzard 2 · 0⤊ 1⤋