I've lost my home keys for the front door, how much would it cost to replace my keys?

Question

is there a way to claim this from insurance and if yes what should i say?

Answer 1

If the locks are relatively new you may be able to use a serial number to get new keys made by the lock manufacturer, but it is easy just to take off the door knob from the inside and replace with a $20 knob and lock.

your insurance idea is silly for <$500 cost

Answer 2

It's pretty simple. Most hardware stores offer lock changes for a very small price, around $6 per cylinder. You can pull off the deadbolts, take them over with a key, and have them changed. Then take the door knobs over after putting the deadbolts back on. That way, your door is always locked. They can not make you a first key, though, unless they happen to have one laying around. This is not a bad option, but only if they sell the same type of lock you have. Not because they might break it, but they change locks from a kit, and that kit only works on one type of lock.

Locksmiths charge upwards of $10-12 per cylinder. They can also take apart your lock, and make a key to fit; this would save you money if all your are keyed alike. I would call your friendly neighborhood locksmith, and ask for a quote. You don't have to pay them to come to you, you can take the locks to them.

If your locks are standard residential, and a few years old, then you might want to consider replacing them. Most lock manufacturers put a sticker with the key code on the package, so with a little patience you can find locks already keyed alike, and you will wind up with a bunch of extra keys!

I wouldn't submit this to my insurance, it would only raise your rates.

Answer 3

If you had done this before you lost them, $2.00 each key.
Now that you lost them, you will have to get a new lock.
Your insurance probably has a deductible on it which would be higher than the cost of replacing and installing the new lock.

Answer 4

Doubtful your insurance would cover it. Probably cheaper to replace the locks yourself than to call a locksmith to make you new keys or rekey the lock(s).

Answer 5

depends where you go, but if i were you i would try getting in your home through a window or something.

Answer 6

if you lost your keys how can you replace them by copying them?

Answer 7

call a lock smith.