I make 65,000 dollars a year, I want to increase my salary by atleast 30 percent, how should i do this?

Question

I have 4 kids and work as a Middle School Counselor, I'm 37.

Lantern?????

Oh, honey, I make my money honestly, I don't sell drugs, plus atleast my life doesn't revolve around yahoo answers

I tried ebay, but I'm not seeing significant profit.

$65k isn't really a lot for Long Island, NY, rent is WAY to high, I pay $2800 for a 3bdrm apartment.

I've been a counselor for 9 years.

I DO RENT AN APARTMENT/CONDOMINIUM.

Who said anything about throwing away money?

Mind posting a link?

Answer 1

Investing is the best way to go about this. You have to make your money work for you and earn you additional income if you want out of the rat race. The stock market is risky but it works. I am young and I don't have any children. I am in college and I manage a firm that does real estate investing, developing and rehabbing but one of the things that I pay attention to is how I spend money. I am like a 'coupon queen' whenever I can be and i try to make sure that I don't waste things that I puchase because that is money thrown out of the window. If I buy a food item, I will eat that food item. I like to treat myself but I also try to not spend money fivilously.

Maintaining a budget is really serious. I'll admit that I love budgeting money and I am always doing 'the numbers' in my head. Treat your life like a business. Sit down and itemize the cost all of your 'over head' and weigh that agains't your income. Look for areas that you can spend less money. Last year i officially started using coupons when grocery shopping and the money saved goes into a bank account that accrues riggorous interest (business account with Chase bank) to be invested by the end of the year. However, you don't have to do this with only food. Maybe you can find a way to do it with clothing and utilities as well. The key is to not waste your money.

I cannot stress enough how much I love to save and budget money. Summer is the season of travel. If I can, I purchase flight tickets a season or two early because they are so much cheaper. Also, if you can get a time at off-preak hours i.e. the last flight out or the first one in can save a lot of money. Or, take a bus. The mega bus isn't luxurious but travelling from Chicago to Florida for $15 - $30 cannot be beat (could be even $1 if you book the trip early enough). The point is to look for deals whereever you can. Sometimes you'll be sacrificing certain conviences but ultimately if you do your homework, you can enjoy travel for a fraction of what other pay. Don't be afraid to haggle! Mostly my friends from Europe haggle but they do id proudly and its smart. You won't know if it could be cheaper unless you ask.

Looking for deals also apply when you are not traveling. Visting museums and aquariums on 'free day' or 'reduced fare' day will help save you money. If a movie is coming out that you and your kids want to see, find out if there is a reduced priced screening and also for entertainment purposes check with your tourism board for great deals because will get all sorts of establishments to offer deals so that tourist can visit the city and see everything without haveing to pay an arm and leg all the time.

I'll stop here because I don't want to go overboard with the possiblilities but the most important thing again is to look at your life like a business. Invest in yourself and you'll make the kind of returns that you are looking for; hopefully sooner rather than later. For investing in the stock market, you can consult investment firms and managers but to start, the best advise is to invest in things that relate to your life. These will likey be brands and companies that you trust and will stick around for a while because you have relied on their products and services for a while. I really hope this helps! Best Wishes! ☻

I forgot to mention to you that you need to stop renting. Fortunately, I live in one of my bosses condo's for free but renting an apartment will never serve you. You'll make so much more money if you own your own home. Lot's of people are afraid of mortgages but renting is like giving money away and getting nothing in return.

Lastly, if you have credit cards, GET RID OF THEM! If you do not have the money to make the purchase, ask yourself, "do I really need it?" You can keep one credit card for emergencies only but a debit card is all you need. Don't give creditors money to make purchases in their name when you have your own name and money to make the same purchase with. Credit cards are probably the largest scam ever run on people in america in this and the last century. Again, I hope this helps! ☻

Answer 2

Ahhh, right there you said it - you work in the public school system. Wait, I take that back- you must work for a private school, since you make so much. The only ways to improve your income within the system is to become a school administrator - a principal, but it will take you some additional cost first, you have to take college courses on becoming a principal. Or you can leave the schools and go into private practice as a counselor , psychologist or psychiatrist. that also may take extra schooling.

Another option is private enterprise- the corporate world. Those skills you already possess are valued by human resource departments.

Answer 3

Unfortunately, a 30% pay jump in ANY field requires that you advance at least TWO levels - basically, you have to become your bosses boss ;);)

The new salary you are asking for is a minimum of $84,500 - in this case, you might have to go up three or four levels!

I don't really know how the school system works - but I think you would have to become Superintendant to make that kind of money ;);)

Unfortunately, that will require more education - but it would be worth it for the fat paycheck at the end of the day...

Answer 4

Who is better off?
A. The man that makes $8.00 pr hour. And saves $1.00 pr hour.

B.A man making $250,000 pr year yet spending
$300,000?

Go to project Gutenberg and download a book
(free) by the showman P.T. Barnum called "Art of Money Getting "...Its old but the basics are all in there...
http://www.gutenberg.org/etext/8581

Also get a professional CPA to look over what you have.......

I know you were looking for a Pavlovian response but just on the outside chance your serious....


If not ...Email me and Ill post some abusive stuff..

No worries mate!


Hey...One of the few times I post a real valid answer and someone gives me a thumbs down....
Geesh...There really is an excellent book.....
You mean I got a fan club!!! WoW!!!


The book is a good one....The rich are rich because they view money as a vehicle with which to make more more money...("Art of Money Getting ".)The poor are poor because they see money as something to spend...

Answer 5

I think you should invest your money and not throw it away on renting. Buy a condo or house. I wish I knew this 10 years ago, Im just now about to buy. And do you have to live where you live? shesh thats expensive.

Answer 6

Girl pay no mind to these baboons that are hating.
You can try selling on ebay. I been doing it and its been going good for me, just look into it.

Answer 7

you're a great example of a strong, intelligent, beautiful black woman...sorry i can't answer your question but you sure did piss some racists off just now...

the only words these people know is nigge*...it's just so sad...they call them selves smart...yeah right!...in a fairy tail world...

Answer 8

split yourself in two and make 130k a year

Answer 9

Further your education.