Those that are insured pay for advertising, golden parachutes, malpractice insurance, emergency room visits for the uninsured, etc. and yet there are still 45 million Americans not covered. Insurance companies are in business to make a profit. I'm not against making profits, but are they the best way to take care of health issues?
I've heard more bad than good regarding HMOs and what they will cover versus what they don't - that decisions are made for monetary reasons versus medical reasons. One arguement is that people without coverage wait until almost too late to get treatment, increasing the overall costs compared to if the illness had been treated in its early stages. Is this the best system we can come up with?
2007-07-16 05:23:27 · 8 answers · asked by El Duderino 4 in Politics & Government ➔ Politics
you forgot that we also pay for bankruptcies for the unisured via higher health care costs, which tends to be a pretty fair amount, considering health care bills are the cause of over 50% of bankruptcies. how many of them occur annually in the USA???
and how many of the other remaining percentage include health care bills, even if they aren't the cause??
a universal health care plan should allieviate this problem, bringing heath care costs down, bringing health care insurance down for the individual and businesses that provide it as a benefit, and reduce losses to healthcare providers, benefitting everyone.
Its all about structuring things properly so they do not become burdens, or greater problems.
2007-07-16 05:29:04 · answer #1 · answered by avail_skillz 7 · 2⤊ 0⤋
I have decent insurance and I find the system obtuse and infuriating.
The patchwork of coverage with insurance companies being willing to pay for some procedures and not others, and even some elements of a procedure and not others is absolutely absurd. For example, my wife went in for a scheduled operation at a hospital in her network. But only after did she discover that the anesthesiologist wasn't covered. So we had to pay that bill ourselves.
How is our system wonderful when a hospital can be covered, but the people working in that hospital not covered? Add to this the frequent double-billing, missed payments by the insurance, missed bills by hospital, and I have a hard time imagining why anyone likes our current system.
2007-07-16 05:27:11 · answer #2 · answered by Steve 6 · 2⤊ 0⤋
i actual like my modern scientific insurance yet i'm no longer so short-sighted that i think that i might unavoidably have such stable insurance if I replaced jobs or that my company might desire to no longer start up increasing worker contributions if the top type expenses proceed to upward push. additionally, needless to say, a difficulty might desire to upward push up the next day that would for this reason be seen a pre-latest difficulty by a destiny insurer. we want a device wherein all human beings is certain of consumer-friendly well being care insurance at a useful fee no count number whom they artwork for and regardless of pre-latest circumstances.
2016-10-03 22:33:18 · answer #3 · answered by rouse 4 · 0⤊ 0⤋
You shouldn't need insurance for everyday doctor crap. That happened when companies could get tax breaks for giving BlueCross out as an employee benefit. Combined with medicare and medicade, enough people weren't directly paying the full price, so doctors could raise it ridiculously to the point that you needed insurance.
If you had to pay out of pocket or out of a privatized savings account, they wouldn't be able to charge that ridiculous price because they'd go out of business, and you wouldn't need insurance or government programs.
2007-07-16 05:29:35 · answer #4 · answered by Gonzo Rationalism 5 · 1⤊ 1⤋
My wife and I pay about $4000/yr for dental, eyes, and everday/emergency health insurance
2007-07-16 05:27:22 · answer #5 · answered by civil_av8r 7 · 0⤊ 0⤋
About twice what the other industrialized nations with socialized medicine pay per person.
2007-07-16 05:30:45 · answer #6 · answered by Anonymous · 3⤊ 0⤋
It costs to much for ONE REASON, the government is involved. Get the government out of it and the free market would fix the problem. GUARANTEED!
2007-07-16 05:29:09 · answer #7 · answered by Pro-American 3 · 1⤊ 2⤋
about 15% of GDP. The highest in the world (by far).
2007-07-16 05:30:20 · answer #8 · answered by yupchagee 7 · 5⤊ 0⤋