I was shooting a wedding last night and my camera and lens was stolen right out of my bag. I was shooting as a subcontractor, but I think my employer who had a contract with these people should cover the theft under his insurance. This was a $5000 piece of equipment. Also, should I hold the photos as collateral? Is this legal? Any advice?
2007-07-16 01:08:24 · 5 answers · asked by Pete's Mom 1 in Politics & Government ➔ Law & Ethics
No you are not covered by any insurance unless your contract say so. You are only covered by your own insurance (if you have one).
I'm in the photography myself and it sucks to get your stuff stolen but you were contracted to provide a service as a subcontractor so you are fully responsible for your own equipment. Your employer has an insurance for his "own" equiopment not yours, as a matter of fact his insurance will reject it even if he try to help you.
Think about it: You hire a guy to paint your house, his van full of equipment is stolen. Can he sue you? Of course not. He was suposed to have an insurance of his own. An he was supposed to take care of his own stuff. You hired him to do a job, you don't have to babysit and watch his property. The same goes for you.
Holding to the pictures is illegal, you have a contract (written or oral) to do a job, if you refuse to give the photos you can be sued and you will have to pay much more than $5000.
2007-07-16 01:32:44 · answer #1 · answered by ? 7 · 0⤊ 0⤋
Wait a minute. i'm no longer attempting to place salt in an open, bleeding wound, yet you, as a expert photographer, permit the guy permit you be responsive to that ** his ** memory card wasn't properly matched with ** your ** digicam? Did you come back arranged with your guy or woman memory card(s)? even in the adventure that your digicam had no longer been stolen, did you be responsive to, which you basically gave way your paintings to the guy once you exceeded him his digicam and the memory card? think of roughly it--you have got used and you may desire to have insisted which you utilize your guy or woman digicam, take the documents homestead, edit them, and the two provide them the JPG documents (no longer the uncooked documents), or sell them the prints (and make extra funds), yet you surrendered each and all the documents (and you do no longer actually have a replica of them) via giving each and every thing to him on the top of the form. Now, with regard to the digicam being stolen, it is an exceedingly painful lesson. yet while i bypass to an adventure, i do no longer even sit down the bag down except i bypass with an assistant and he does not permit it out of his sight. sure, my shoulder aches on the top of the evening, yet i be responsive to that my high priced lenses (etc) did no longer disappear. i'm so sorry i will have been harsh approximately this, yet you weren't waiting for this project. while it gets replaced, do basically what desires to be executed on your next gig. p.s. do no longer provide the unique documents away!
2016-11-09 10:56:21 · answer #2 · answered by costoso 4 · 0⤊ 0⤋
You will have to file a claim under your own insurance. You own the property, your employer does not. He cannot make a claim for something he does not own.
2007-07-16 01:11:15 · answer #3 · answered by regerugged 7 · 1⤊ 0⤋
I think it is your loss unless the police can find it or you have insurance!
That's why people subcontract!
Funny though, you can be sued if you don't do the work!
If the people paid for the pics they belong to them!
2007-07-16 01:15:48 · answer #4 · answered by cantcu 7 · 0⤊ 0⤋
Do you have a contract? What does it say? I'm guessing the employer has no liability
2007-07-16 01:11:05 · answer #5 · answered by wizjp 7 · 1⤊ 0⤋