How many credit cards do you currently use?

Question

And do you think that credit cards are necessary or good for college students, say aged 20 and above.

Answer 1

I have and use 1 credit card. Credit cards are good for 2 main purposes, for emergency (like if something goes wrong with your car and you don't have the money right then to fix it) and for building up your credit (as long as you're paying on time each month and not going over the limit). As far as the age thing, I don't think it matters as long as you are a person who is working and is responsible with paying your bills on time. Someone who is irresponsible and careless should not have a credit card.

Answer 2

s the name suggests, a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards.

It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you don't have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. Don't use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes.

It is not unusual to find the representatives of credit card companies promoting student credit card in college campuses. However, finding a right card will take much more than contacting the representative of credit card company. Develop a habit of shopping around and getting the best deal out there. Though the interest rates on student credit cards are relatively low, they also offer a low credit amount. If used judicially student credit card can become the perfect means to build a credit history and jumpstart your financial wellbeing. Apply online at: http://www.credit-card-gallery.com/Student_Card.html

Answer 3

i never used a credit card... im an impulsive spender & i dnt wana get myself in trouble by spending uncontrollably

Answer 4

3
its all good

Answer 5

i've never had one.