Do you think internet banking is secure enough?

Answer 1

The bank try to make it as secure as possible,but to be honest there has been one or two cases of mishap, your best bet is to change your password and your transaction password after every transaction,and make it as hard to guess as possible.

Answer 2

Yes, I've been doing banking over the internet and its really good. Its secure enough though. Especially the ICICI bank site, It gives more secure enhancements and simply rely. Take it from me. Happy banking......

Answer 3

Internet banking is provided by almost all leadig banks. There are a few things you have to consider before actually going forward for internet banking. I shall list them down:

Beware of Spoofing
1. Before making any clicks and links, please see the address bar of the IE. It should clearly show the name of the bank just before the ".com" address.

for example, http://secure.net.icicibank.com is a good address, since "icicibank" is just before ".com"

There are many prank sites, which appear just like a legitimate site and are in fact a fake site, so you can enter your credit card/internet pwd etc details and lose the pwd.
For example... "secure.icicibank.apc.com"

This actually is a website "apc.com", while the icicibank etc are subdirectories created, to seem its the icicibank site.

This is a general rule of thumb. However, I have seen some secure "good" sites as not having any name of the bank in the web address... like, as secure2.gateway.com etc

In such cases, keep a note as to which from site address was the site re-directed to this new page. If the last address was legitimate, cool!

Beware of leaking
2. Please ensure you dont double click / click again and again (if page is slow). This can lead to double payments. I have been bitten by this bug when shopping thru indiatimes shopping. Thankfully, they helped me refund one of teh payments.

3. See that the IE has a "lock" shaped icon on the right side of te bottom of the page. It means the site is secured by a third-party internet-security agency and hence, its safe to give your CC details etc, as the independant third party (such as VeriSign, ) ensures the page remains safe.

It is like Moodys/Crisil/Fitch ratings etc. They are 3rd party indep. agencies to help you be sure it's safe.

Most sites get it done through VeriSign only. However, spoof sites may place a verisign picture and say they are... so, follow teh web address rule as above as well.


I think with all this, the internet transactions shall be safe.

Some other advises off the hand:
1. make internet transactions only thru reputed sites
2. keep a separate CC, with lesser limit on it, specifically for net shopping (i kept a secondary card with only 20000 as limit)
3. HDFCBank/Wallet365.com (from indiatimes) help u make a virtual credit card, which acts like a pre-paid credit card, for limited amt shopping... u can try those, if really pessimistic abt using CC.

Answer 4

When talking about something being "secure enough", you have to compare the benefits to the risks. Is being able to bank online and access your accounts from anywhere worth the risk? Most banks have a limited liability policy where you are not liable for fraudulent transaction (or up to a small limit). Also, checking your credit report annually can help you protect yourself from identity theft. Inform yourself as to what risks you are opening yourself up to and do what you can to mitigate those risks.

Answer 5

Most banks have three layers to get into your accounts these days. If the banks aren't safe, as the man above says, there are certainly a lot of people putting their money at risk as online banking gets more users all the time.

Answer 6

I makes use of kaspersky information superhighway secure practices 2012 and it truly is powerful and secure application in spite of the incontrovertible fact that it will be extra effective to adjust to finished secure practices for on line banking. you additionally can use 'secure run for web site' option on your kaspersky information superhighway secure practices 2011.

Answer 7

most virus are spread through IE. IE is not a safe browser.

you should use a more secure browser to protect your PC from virus. i recommand you to use firefox with Google toolbar.

firefox can block any any popup and disable any virus and adware, spyware on webpage, so, firefox is much safer than IE browser.

as you know, most of virus spread throught internet and webpage.

besides, firefox is much smaller than IE, so it run faster than IE. download firefox for free, Just have a try:

http://www.seconddoor.net/firefox/

Good Luck !

Answer 8

Yes, internet banking is completely safe for customers. ANMsoft team provides to a streamlined experience of internet banking with innovative banking services.

Answer 9

I sure hope so there are millions of people that do it everyday. There Networks are of course Username and Password Protected and you can only do personal banking on your own account.
Don

Answer 10

Yes as long as you know who you are dealing with. Check to see if they are secure!