Safe investment in USA?

Question

I am looking for 100% safe investment Pl suggest

Answer 1

"100% safe"? That would only leave Treasury bonds, notes, and T-bills. Possibly bank CDs if you want to round 99.9999% to 100.

Answer 2

There is no such thing as a 100% safe investment - all investments carry some risk, however slight. And the safer the investment, the lower the rate of return.

There are, however, many reasonably safe investment choices. U.S. treasury bonds are one of the most secure investment choices available, but they do tie up your money for a set period of time. If you need more liquidity for your money, then consider bond mutual funds, which automatically diversify your investment.

Answer 3

Buy gold. Dig a hole. Bury it. Make a map to it. Live a long life and dig up when you need it.

Even Treasury bonds and TIPS and any other "inflation" protected investments can be inflated away to being worth less than that of the paper they are printed on. Gold can be deflated too, but not today. Not due to the fact that we are printing money as fast as we can here in the USA. Ever heard of the Weimer Republic in Germany around 1923 ? Look at Zimbabwe today.....The USA is generating the same amount of inflation as these infamous examples and soon all that money will come home to roost (and our prices will go sky high while we watch our home values go to nothing).

Good luck!

Answer 4

The only U.S. investments that would qualify as "100% safe" would be treasury bills or other short term obligations that are backed by the "full faith and credit" of the U.S. government.

Longer term bonds, even treasury bonds, would NOT qualify as 100% safe. You would be exposing yourself to interest rate risk if you had to sell the bonds before maturity.

FDIC insured bank deposits are almost 100% safe, but in theory you could lose money. If there were a massive number of bank failures, the FDIC could potentially run out of money and require a government bailout to pay its obligations.

Answer 5

'Safe' and 'investment' do not apply to the same item. Anything with a guaranteed return, is likely to lose money after adjusting for inflation. Money market funds have little risk and are good for short term investments. While the risk is higher, good quality mutual funds out perform everything else in the long term. There has never been a 10 year period in which the overall market has lost money.