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I live in NC and own my home. I added my now "ex" girlfriend to the deed, but not the mortgage. I now want her off the deed. She has agreed to comply with my wishes. Do I need to use a "Quit Claim" or "Warranty" deed? Please advise. Thank you in advance!!

2007-07-10 14:48:54 · 6 answers · asked by Tracy B 1 in Business & Finance Renting & Real Estate

In reference to a quit claim deed,do I need to list the original "grantors" (contractors that actually sold the house to me) as a reference for the register of deeds INDEX?

2007-07-12 16:00:54 · update #1

She's not on the mortgage or listed anywhere else regarding other documents. The deed she's on is free of emcumbances. (?) Do I need to add any specifics to protect me from future possibilites, ex...her changing her mind or her trying to cause trouble out of spite. She is not a nice or moral lady. Her life ins. policy is in my name, so we are working out a trade. However, she doesn't know or realize to what extent she can "screw" me, even though she has made no contributions to this property. I was stupid for adding her. So, down the road if she figures it out, I want to have all my "ducks in a row." Please advise. Thank you in advance.

2007-07-12 16:07:28 · update #2

6 answers

Quit claim will work.

She just claims it back to you. She signs and notarizes it any attorney or title company can do it.

I wont go into detail but a warranty deed has nothing to do with what you are doing. Quit Claim.

Crap I better go into detail. A warranty deed is a deed when a seller says I warrant there are no liens against my property. I own it and when its transfered there will be no liens. I dont see how she can warrant that. A Quit Claim just gives up their right to the property regardless of liens.

2007-07-10 14:53:00 · answer #1 · answered by financing_loans 6 · 2 0

You may use a Quit Claim deed to remove any and all interest she has in the property. Do so before this sweet lady changes her mind, and remember what happened the next time you consider adding a romantic interest to your property deed.

2007-07-10 15:14:28 · answer #2 · answered by acermill 7 · 2 0

Quit claim. However, you should call your mortgage company and they will most likely give you the form. If that doesn't work, call your title company and ask them for the form. I wouldn't just go into office max and buy one off the shelf. You want one that won't be questioned in the state the home is in--and you want to be sure that she executes it properly- not only that it is witnessed, but notarized. It may even pay to ask a lawyer, after all, your home has great value to you, and you want to protect your asset.
Good luck.

2007-07-16 14:22:26 · answer #3 · answered by es 5 · 0 0

A quit-claim deed is appropriate here. Just make sure that you get her signature notarized, and once this is done, have the deed recorded at the county courhouse.

2007-07-14 05:55:59 · answer #4 · answered by yeagerre 2 · 0 0

quit claim and change the deed with escrow.

2007-07-17 11:20:47 · answer #5 · answered by twisten 4 · 0 0

quit claim

2007-07-10 15:01:32 · answer #6 · answered by D4_Life 2 · 0 0

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